Coral Gables, FL

Gables Corinthian Plaza Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for Gables Corinthian Plaza Apartments in Coral Gables? We break down what the lease requires, what coverage actually costs here (~$15/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Gables Corinthian Plaza Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Gables Corinthian Plaza Apartments can push your insurance cost up or down:

Older Building

Built in 1972 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

What You'll Likely Pay

$15

Est. Monthly

$184

Est. Annual

$14

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Gables Corinthian Plaza Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$35,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Gables Corinthian Plaza Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Coral Gables.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Slip/Fall Hazards Mentioned

On-Site Security

Package service Controlled access Property manager on site Gated

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Gables Corinthian Plaza Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

22 Salamanca Ave, Coral Gables, FL 33134

Coral Gables

Built 1972 8 stories 2 units
4.5/5 ·35 reviews Google
4/5 ·5 reviews Apt. Finder
From $2,795 /month

Monthly Cost Breakdown at Gables Corinthian Plaza Apartments

The listed rent isn't the whole number. Here's what Gables Corinthian Plaza Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,810
Base Rent $2,795
Est. Renters Insurance $15/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Gables Corinthian Plaza Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$150

Parking Fees

Other

Gated Assigned Parking

Pet Policy

Bringing a pet? Here's what Gables Corinthian Plaza Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$250 Fee

About Gables Corinthian Plaza Apartments

Year Built: 1972
Stories: 8 stories
Units: 2
Phone: (786) 420-3649

From the property listing:

Spacious Apartment - 1/1 and 2/2 Units / Great Location in Downtown Coral Gables. Large Living Room and Dining room Area, Open floor plan, Tile floors. Master bedroom (14 X 13) fits King bed with walk-in closet. Beautifully renovated kitchen with granite counter tops/Stainless Steel appliances. Marble Bathrooms with Vanity/ Dressing Area, Separate Dressing Area. Central A/C, Over sized Balcony, Great Panoramic views of Downtown Coral Gables, Downtown Miami and Coconut Grove. Building offers Fitness Center, Pool, Gated Parking and Tele-entry access system.

Frequently Asked Questions

Does Gables Corinthian Plaza Apartments require renters insurance?
We didn't find a public insurance requirement for Gables Corinthian Plaza Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Gables Corinthian Plaza Apartments?
For this zip code and building type, expect to pay around $15/month ($184/year). Gables Corinthian Plaza Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Gables Corinthian Plaza Apartments?
Plan for about $2,810/month all-in. That's base rent (From $2,795), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Gables Corinthian Plaza Apartments allow pets?
Yes, Gables Corinthian Plaza Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $250 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Gables Corinthian Plaza Apartments offer?
There is 1 floor plan available, a 2-bedroom layout. Rent ranges from From $2,795. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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