310-360 Granello Ave, Coral Gables, FL 33146
Southeast Gables
Monthly Cost Breakdown at Gables Ponce Apartments
The listed rent isn't the whole number. Here's what Gables Ponce Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Gables Ponce Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Gables Ponce Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Security System Issues
2 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
What You'll Likely Pay
$13
Est. Monthly
$151
Est. Annual
$12
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Gables Ponce Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Gables Ponce Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $91/yr |
| USAA | $9/mo | $102/yr |
| State Farm | $11/mo | $136/yr |
| Progressive | $12/mo | $148/yr |
| Safeco | $12/mo | $148/yr |
| Travelers | $13/mo | $159/yr |
| Allstate | $14/mo | $170/yr |
| Nationwide | $14/mo | $170/yr |
| Farmers | $15/mo | $182/yr |
| Liberty Mutual | $17/mo | $204/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Coral Gables.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Gables Ponce Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Gables Ponce Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Administration Fee
Amount due for reimbursement of third party trash billing fee. Charged per unit.
Trash
Amount due for haul away trash services. Studio/1 bedroom = $25, 2 bedroom = $35, 3 bedroom = $50 Charged per unit.
Pest Control
Amount due for pest control services. Charged per unit.
Water
Amount due for the consumption of water services. Charged per unit.
Stormwater
Amount due for stormwater / drainage services. Charged per unit.
Sewer
Amount due for the consumption of sewer services. Charged per unit.
Electric
Amount for consumption of electric service paid to third party utility provider. Charged per unit. Payable to 3rd Party
Liability Insurance
Amount for liability insurance obtained through resident's provider of choice. All residents are required to purchase and maintain personal liability insurance in a minimum policy coverage amount of $300,000.00. Charged per unit. Payable to 3rd Party
Application Deposit
The application deposit is not a security deposit and will be credited toward the required security deposit when the lease has been signed by all parties. Additional deposit may be required based on credit scoring requirements. Charged per unit.
Application Fee
Amount due for each applicant 18 years of age and older for verification of information and credit approval. Charged per applicant.
Administrative Fee
Amount due to offset our anticipated costs for administeringthe lease contract. Charged per unit.
Security Deposit
Taken from Application Deposit.Taken from the application deposit. General security deposit due to be held during residency. Additional deposit may be required based on credit scoring requirements. Subject to refund in accordance with the lease agreement. Charged per unit.
Pets Fees
Pet Fee
| Restrictions: We do have breed restrictions, and invite you to contact our leasing office to learn more! In an extra effort to keep our community clean, we also participate in a Doggie DNA program.
Pet Rent
Max of 2. Amount due monthly per authorized pet. Maximum of two pets per household. Breed and other restrictions may apply. See Leasing Agent for details. Charged per pet.
Parking Fees
Reserved Parking - Additional
Max of 1. Amount due monthly per rentable item. All items subject to availability. Final pricing and availability will be determined during lease agreement. See Leasing Agent for details. Charged per vehicle.
Reserved Parking - Tandem Spot
Max of 1. Amount due monthly per rentable item. All items subject to availability. Final pricing and availability will be determined during lease agreement. See Leasing Agent for details. Charged per vehicle.
Reserved Parking
Max of 1. Amount due monthly per rentable item. All items subject to availability. Final pricing and availability will be determined during lease agreement. See Leasing Agent for details. Included Charged per vehicle.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Gables Ponce Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Gables Ponce Apartments
From the property listing:
td { border: 1px solid rgba(204, 204, 204, 1) } br { } You can indulge not only in our 24 hour state-of-the-art 3,000 sq. ft. fitness center, but also in our spa area that includes a steam room and sauna in a beautiful private setting.
Other Options Nearby
Still weighing your choices? Other communities in Coral Gables — compare rent and estimated insurance cost side by side.
Avalon Merrick Park Apartments
Southeast Gables
Cascade Link at Douglas Apartments
Southeast Gables
Core Link at Douglas Apartments
Southeast Gables
Modera Douglas Station Apartments
Southeast Gables
The Residences at Merrick Park Apartments
Southeast Gables
1000 Brickell Plz Condo
Downtown Miami
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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