Hideaway in the Grove Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Hideaway in the Grove Apartments in Northeast Coconut Grove? Rent here runs From $1,920, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2900 Bird Ave, Miami, FL 33133

Northeast Coconut Grove

Built 1967 2 stories 19 units
1.5/5 ·4 reviews Google
Apt. Finder
From $1,920 /month

Monthly Cost Breakdown at Hideaway in the Grove Apartments

The listed rent isn't the whole number. Here's what Hideaway in the Grove Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,937
Base Rent $1,920
Est. Renters Insurance $17/mo

Renters Insurance at Hideaway in the Grove Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Hideaway in the Grove Apartments can push your insurance cost up or down:

Older Building

Built in 1967 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$17

Est. Monthly

$204

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Hideaway in the Grove Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Hideaway in the Grove Apartments:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.

Miami property crime rate

2,477

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Miami (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Hideaway in the Grove Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Hideaway in the Grove Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Parking Fees

Amenity Fee

Charged per vehicle.

Free

Amenities

Special Features

Pets Allowed Assigned Outdoor Parking Coin Laundry Room Laundry Room Pool Area New kitchen AC Central Walking distance to The Grove

Community Features

Laundry Facilities Pool

Floor Plan Amenities

Washer/Dryer Air Conditioning Dishwasher Stainless Steel Appliances Pantry Kitchen Oven Range Refrigerator Freezer Tile Floors Patio

About Hideaway in the Grove Apartments

Year Built: 1967
Stories: 2 stories
Units: 19
Phone: (786) 371-2213

From the property listing:

Find your new place at Hideaway in the Grove. The 2900 Bird Ave location in the Northeast Coconut Grove neighborhood of Miami has much to offer its residents. From pricing to features, the professional leasing staff is ready to help you find the best floor plan for your lifestyle. Drop by the leasing office to schedule a tour and make your move to Hideaway in the Grove.

Other Options Nearby

Still weighing your choices? Other communities in Miami — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Hideaway in the Grove Apartments require renters insurance?
We didn't find a public insurance requirement for Hideaway in the Grove Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Hideaway in the Grove Apartments?
For this zip code and building type, expect to pay around $17/month ($204/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Hideaway in the Grove Apartments?
Plan for about $1,937/month all-in. That's base rent (From $1,920), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Hideaway in the Grove Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here.
What floor plans does Hideaway in the Grove Apartments offer?
There is 1 floor plan available, a studio layout. Rent ranges from From $1,920. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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