Metro Parc Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Metro Parc Apartments in Hialeah? Rent here runs $1,916 – $3,150, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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952 E 26th St, Hialeah, FL 33013

Hialeah

Managed by Alfred Built 2025 10 stories 559 units
4.7/5 ·49 reviews Google
Apt. Finder
$1,916 – $3,150 /month

Monthly Cost Breakdown at Metro Parc Apartments

The listed rent isn't the whole number. Here's what Metro Parc Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,932 – $3,166
Base Rent $1,916 – $3,150
Est. Renters Insurance $16/mo

Renters Insurance at Metro Parc Apartments

We found a few insurance details on Metro Parc Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Metro Parc Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1489/100K (6% below national average)

What You'll Likely Pay

$16

Est. Monthly

$188

Est. Annual

$15

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Metro Parc Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Metro Parc Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $200/yr
Safeco $17/mo $200/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $246/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Hialeah.

Hialeah property crime rate

1,489

per 100K residents

6% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
107 / 200
Larceny / theft
1,377 / 1,172
Vehicle theft
5 / 206

U.S. average

Near-average property crime means insurance premiums in Hialeah track closely with national baselines. Metro Parc Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Concierge, Doorman, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Hialeah (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Mentioned
Maintenance Issues Mentioned

On-Site Security

Package service Controlled access Property manager on site Concierge Doorman Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Metro Parc Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Metro Parc Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$500

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Garage Lot

Please call us regarding our Parking Policy.

Amenities

Special Features

LED Lighting Throughout Modern Wood Cabinetry Negative Floorplan Premium Secure Bike Storage Room ADA accessible floorplans Luxury Vinyl Flooring Resident App Powered by Alfred 10 Miles to Downtown Miami 11 Ft. Ceilings Coworking Space With Private Booths Full Size Washer & Dryer Large Balconies 0.2 Miles to Metro Rail Transfe Convenient Access To Ground-Floor Retail Open Concept Layout Outdoor Courtyard With Grilling Stations 11' Ceilings (Selected Units) 5 Min Walk To Metro-tri Rail -0.1 Miles Access to Exclusive Offers and Perks via AlfredOS Free Weekly Virtual Events Through AlfredOS Profesionally Managed Community Resort-Style Pool With Private Cabanas Air conditioning - central air CeramicTile Backsplash in Kitchen Pet-Friendly Community Spacious Bedrooms & Closets 24/7 Emergency Maintenance 4 Miles to Miami International Airport Ceiling Fans in Bedrooms Clubroom Design for Entertainment Coffee Station Controlled access parking High Speed Wifi Throughout Community Large Windows with Natural Lights Sleek Black Tile in Bathroom

Community Features

Community-Wide WiFi Maintenance on site Planned Social Activities Key Fob Entry Elevator Business Center Clubhouse Multi Use Room Storage Space Cabana Courtyard Grill Fitness Center Pool Bicycle Storage

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Ceiling Fans Dishwasher Disposal Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Vinyl Flooring Balcony

Pet Policy

Bringing a pet? Here's what Metro Parc Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$500 Fee
85 lb Weight Limit
2 Pet Limit

About Metro Parc Apartments

Year Built: 2025
Stories: 10 stories
Units: 559
Management: Alfred
Phone: (833) 365-5179

From the property listing:

Metro Parc places you at the pulse of Hialeah’s vibrant energy, offering a lifestyle that’s as connected as it is convenient. With the Metrorail moments from your door, your commute transforms into a seamless ride to Downtown Miami, Brickell, and beyond. From work to play, every destination feels within reach

Other Options Nearby

Still weighing your choices? Other communities in Hialeah — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Metro Parc Apartments require renters insurance?
We found specific coverage details on Metro Parc Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Metro Parc Apartments?
For this zip code and building type, expect to pay around $16/month ($188/year). Metro Parc Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Metro Parc Apartments?
Plan for $1,932 to $3,166/month all-in. That's base rent ($1,916 – $3,150), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Metro Parc Apartments allow pets?
Yes, Metro Parc Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $500 Fee. 85 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Metro Parc Apartments?
Property crime in Hialeah sits near the national average — 1,489 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 107/100K here. On the property itself, you'll find package service, controlled access, property manager on site, concierge — features that can qualify for premium discounts.
What floor plans does Metro Parc Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,916 – $3,150. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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