The Verdict · Miami, FL
$2,384–$5,078
real monthly · incl. fees + insurance
4.5★
299 Google reviews
Flood-zone location · higher property crime
worth watching
A well-rated community where the real cost runs ~$144 over sticker, and flood coverage isn't optional in FEMA zone AH.
Looking for renters insurance?
It runs about $14/mo — see what renters insurance in Miami, FL typically costs.
Also worth knowing: Does renters insurance cover hurricane damage?
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of MiLine Apartments.
“We lived at Miline for two years and truly had such a wonderful experience from start to finish. From the very first tour, everything felt easy and welcoming. The leasing process was smooth, communication was clear, and we immediately felt taken care of. Luis Rangel and the property manager, Jessi…”
“Living here has been an amazing experience from day one. The location is perfect, the property is always clean, well-maintained, and organized, and the level of care truly shows in every detail. Maintenance is consistent and efficient, which makes living here stress-free and enjoyable. I especiall…”
“I’ve been living here since the building opened in 2022, and I’ve had an amazing experience living here. The building is beautiful, clean, and very well maintained, and the amenities are top notch. What really makes this place stand out is Luis and Jessica (Leasing office team) they are truly top t…”
“From the moment I interacted with Luis and Jessica at the leasing office, the level of professionalism and attentiveness was exceptional. The staff is polished, knowledgeable, and consistently accommodating, setting a high standard for resident care. The community itself is impeccably maintained, b…”
“Living at MiLine has been an extremely positive experience from the jump, and a big part of that is thanks to the people who work here. Luis at the front desk has been consistently helpful and quick to solve any issues that comes up, always handling problems with professionalism and a genuine willi…”
What reviews flag most
Mined from 5 recent reviews · 299 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
On maintenance, the review consensus is consistently positive in reviews — one resident wrote: “I especially want to highlight the management & maintenance team, who truly make this place feel like home.”.
6970 Sw 40th St, Miami, FL 33155
Glenvar Heights
What MiLine Apartments Really Costs
The sticker rent isn't the whole number. Here's what MiLine Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$14/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at MiLine Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Trash Reimb
Charged per unit.
Amenity Fee
Charged per unit.
Application Fee
Online Application Fee Charged per applicant.
Administrative Fees
Adminstrative Fees Charged per unit.
Pets Fees
Pet Fees Or Charges
- Dog Charged per pet.
Parking Fees
Parking Second Space - Parking
Charged per vehicle.
Reserved Parking - Parking
Charged per vehicle.
EV Reserved Parking - Parking
Charged per vehicle.
Parking First Space - Parking
Charged per vehicle.
Optional Add-On Fees
Bike Storage
- Storage Charged per unit.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Miami looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
Miami property crime
2,477
per 100K residents
U.S. avg 1,578 / 100K
Breakdown per 100K residents
U.S. average
The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car.
Source · FBI UCR · Miami · 2024-12 to 2025-11
Natural Hazards to Plan For
FEMA places MiLine Apartments inside a flood-risk zone, which matters because flood damage is one of the few things a standard renters policy doesn't cover. The rest is mostly familiar territory — wind, hail, theft, fire are all included by default. Below is the specific zone designation for this address and what your options are for closing the flood gap.
Flood damage
FEMA places this address inside a Special Flood Hazard Area, which is the agency's designation for parts of the country with at least a 1-in-4 chance of flooding over a 30-year mortgage. Standard renters insurance excludes flood damage outright — even small amounts of standing water that ruin a mattress or laptop. Closing the gap requires either an NFIP renters policy (starting around $99 a year) or a private flood policy from carriers like Neptune or Wright Flood.
Source · FEMA NFHL
FEMA Zone AH — High-risk shallow flooding (1-3 ft)
Flood insurance strongly recommended — even shallow flooding can destroy personal property.
What to know about flood as a renter here:
- Your landlord's building policy does not cover your belongings
- NFIP offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structure
Most flood claims renters file in zones like this one are for personal property — laptops, mattresses, instruments — not structural damage. That's exactly what a renters-targeted flood policy is designed for.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.
Source · USGS NSHM
Low seismic hazard · ground motion 0.02g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under a standard renters policy regardless.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
NOAA's severe-weather record for Miami-Dade County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source · NOAA Storm Events · 5-yr averages for Miami-Dade County
The standard renters policy is the right starting point. The gap above is closable with a single endorsement; pricing it as part of a bundled quote is the usual move.
Renters Insurance at MiLine Apartments
What Affects Your Premium Here
Every building is different. These factors specific to MiLine Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone AH — High-risk shallow flooding (1-3 ft). Flood insurance strongly recommended.
FBI UCR
Property crime rate: 2477/100K (57% above national average)
What You'll Likely Pay
$14
Est. monthly
$163
Est. annual
$16
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for MiLine Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near MiLine Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next step
See if you can beat $14/mo
Real quotes show your actual price. Under 60 seconds, no account needed.
Pet Policy
Bringing a pet? Here's what MiLine Apartments allows, along with the deposits and monthly pet rent to budget for.
One cost the pet fees don't touch: vet bills. Compare pet insurance quotes for your dog or cat in about a minute.
About MiLine Apartments
From the property listing:
At MiLine Miami, our residents can come home to a life of ease. Throughout each of our South Miami Apartments, our residents can take advantage of the unique features and amazing amenities throughout the community. The brand new building for our Coral Gables apartments will include unique architecture and an upscale atmosphere. Aside from our sophisticated homes, residents will also enjoy an ideal location near the best Miami has to offer. Our apartments are close to the University of Miami, making them ideal for students, and they are also near a variety of dining and entertainment options.
Frequently Asked Questions
Does MiLine Apartments require renters insurance?
How much is renters insurance at MiLine Apartments?
What will I actually pay per month at MiLine Apartments?
Does MiLine Apartments allow pets?
How safe is the area around MiLine Apartments?
Does MiLine Apartments need flood insurance?
What floor plans does MiLine Apartments offer?
Is SafeButler affiliated with MiLine Apartments?
What is SafeButler and how does it work for MiLine Apartments renters?
Real quotes · under a minute
Ready to lock down coverage at MiLine Apartments?
I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.
First rental, or first time buying a policy? Start with our renters insurance guide — what it costs, what it covers, and what landlords can require.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.