The Verdict · Miami Beach, FL
$1,819–$2,519
real monthly · incl. fees + insurance
2.5★
28 Google reviews
Flood-zone location
worth watching
A mixed-reviewed community where the real cost runs ~$19 over sticker, and flood coverage isn't optional in FEMA zone AE.
Looking for renters insurance?
It runs about $19/mo — see what renters insurance in Miami Beach, FL typically costs.
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of Ocean House Nobe Apartments.
“Terrible place to live. The grounds are filthy and unkempt— litter everywhere. (See photos right outside my door) The street parking is impossible, especially after work hours. Management is awful, incompetent and extremely rude. Eddy is the only one with any decency. He is a nice man although he d…”
“Terrible place to rent ! Went in to look at the Unit and management told me that it was a showroom (which is understandable) but goes on to tell me that the Unit would look exactly the same. On moving day, they gave me the keys to a completely different apartment, different walls, floors, cabinets,…”
“This place is falling apart it used to be well maintained and any request is done in a timely manner now everything is the opposite I requested to get rid of molds in the bathroom and for more than 3 months of follow up its being ignored yet put COMPLETED ON YOUR REQUEST!!! They come and check but …”
“Do not rent with these people. They will only engage you while you're in the process of renting, after that you are on your own. No communication with the tenants, they never respond to maintenance tickets. They never answer their phone, there's no email where you can communicate with them. It's o…”
“Do not rent with these people. Kerem North Beach Apartments LLC is the worst management I have ever experienced in my life. They do not communicate with their tenants, it's impossible to get a hold of anyone. They never fix anything it doesn't matter if you submit a maintenance ticket. They just ig…”
What reviews flag most
Mined from 5 recent reviews · 28 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
What residents talk about most
A recurring concern in reviews
“No communication with the tenants, they never respond to maintenance tickets.”— Google reviewer
A recurring concern in reviews
“Management is awful, incompetent and extremely rude.”— Google reviewer
7780-7810 Tatum Waterway Dr, Miami Beach, FL 33141
Miami Beach
What Ocean House Nobe Apartments Really Costs
The sticker rent isn't the whole number. Here's what Ocean House Nobe Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$19/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at Ocean House Nobe Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Pets Fees
Monthly Pet Fee
Max of 2. Charged per pet.
Safety
On-Site Security
Natural Hazards to Plan For
The single coverage gap worth thinking about at OCEAN HOUSE NOBE Apartments is flood. FEMA's National Flood Hazard Layer puts this address inside a designated flood zone, and standard renters policies don't reach there. Most other natural-disaster damage — wind, hail, lightning, fire — is included in a baseline policy. Here's the flood picture.
Flood damage
FEMA places this address inside a Special Flood Hazard Area, which is the agency's designation for parts of the country with at least a 1-in-4 chance of flooding over a 30-year mortgage. Standard renters insurance excludes flood damage outright — even small amounts of standing water that ruin a mattress or laptop. Closing the gap requires either an NFIP renters policy (starting around $99 a year) or a private flood policy from carriers like Neptune or Wright Flood.
Source · FEMA NFHL
FEMA Zone AE — High-risk flood area with base flood elevation
Flood insurance strongly recommended — standard renters policies exclude flood damage.
What to know about flood as a renter here:
- Your landlord's building policy does not cover your belongings
- NFIP offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structure
Most flood claims renters file in zones like this one are for personal property — laptops, mattresses, instruments — not structural damage. That's exactly what a renters-targeted flood policy is designed for.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.
Source · USGS NSHM
Low seismic hazard · ground motion 0.02g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under a standard renters policy regardless.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
NOAA's severe-weather record for Miami-Dade County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source · NOAA Storm Events · 5-yr averages for Miami-Dade County
Compared to a fully unprotected address, the gap above is well-defined and inexpensive to close. The value of the standard policy doesn't change — the optional add-on does.
Renters Insurance at Ocean House Nobe Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Ocean House Nobe Apartments can push your insurance cost up or down:
Older Building
Built in 1950 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.
What You'll Likely Pay
$19
Est. monthly
$226
Est. annual
$16
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Ocean House Nobe Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Ocean House Nobe Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $112/yr |
| USAA | $11/mo | $126/yr |
| State Farm | $14/mo | $168/yr |
| Progressive | $15/mo | $182/yr |
| Safeco | $15/mo | $182/yr |
| Travelers | $16/mo | $196/yr |
| Allstate | $18/mo | $210/yr |
| Nationwide | $18/mo | $210/yr |
| Farmers | $19/mo | $224/yr |
| Liberty Mutual | $21/mo | $252/yr |
Discounts You May Qualify For
Next step
See if you can beat $19/mo
Real quotes show your actual price. Under 60 seconds, no account needed.
Pet Policy
Bringing a pet? Here's what Ocean House Nobe Apartments allows, along with the deposits and monthly pet rent to budget for.
About Ocean House Nobe Apartments
From the property listing:
Discover Your Oasis at Ocean House NoBe Apartments! Live the Miami Beach dream at Ocean House Apartments, where comfort meets convenience! Just steps from the sandy beaches and vibrant shopping districts, Ocean House offers an unbeatable location with breathtaking water views and within walking distance to shops and nightlife. Wake up in your own little piece of paradise and explore the best of Miami Beach right outside your door. Experience the ultimate beach lifestyle at Ocean House Apartments!
Frequently Asked Questions
Does Ocean House Nobe Apartments require renters insurance?
How much is renters insurance at Ocean House Nobe Apartments?
What will I actually pay per month at Ocean House Nobe Apartments?
Does Ocean House Nobe Apartments allow pets?
Does Ocean House Nobe Apartments need flood insurance?
What floor plans does Ocean House Nobe Apartments offer?
Is SafeButler affiliated with Ocean House Nobe Apartments?
What is SafeButler and how does it work for Ocean House Nobe Apartments renters?
Real quotes · under a minute
Ready to lock down coverage at Ocean House Nobe Apartments?
I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.
First rental, or first time buying a policy? Start with our renters insurance guide — what it costs, what it covers, and what landlords can require.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.