Coral Gables, FL

Orduna Court Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for Orduna Court Apartments in Coral Gables? We break down what the lease requires, what coverage actually costs here (~$14/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

Get Renters Insurance for Orduna Court Apartments

Compare renters insurance quotes in seconds


Renters Insurance at Orduna Court Apartments

We found a few insurance details on the Orduna Court Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Orduna Court Apartments can push your insurance cost up or down:

Older Building

Built in 1982 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

What You'll Likely Pay

$14

Est. Monthly

$167

Est. Annual

$13

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Orduna Court Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$75,000 recommended

If you own less

$50,000

If you own more

$100,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Orduna Court Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $102/yr
State Farm $11/mo $136/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $159/yr
Allstate $14/mo $170/yr
Nationwide $14/mo $170/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $204/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Controlled access Gated Covered parking Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Orduna Court Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

800 S Dixie Hwy, Coral Gables, FL 33146

Coral Gables

Built 1982 3 stories 24 units
4.4/5 ·29 reviews Google
Apt. Finder
$3,900 – $5,600 /month

Monthly Cost Breakdown at Orduna Court Apartments

The listed rent isn't the whole number. Here's what Orduna Court Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $3,914 – $5,614
Base Rent $3,900 – $5,600
Est. Renters Insurance $14/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Orduna Court Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$125

Administrative Fee

Charged per unit.

$150

Pet Policy

Bringing a pet? Here's what Orduna Court Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Orduna Court Apartments

Year Built: 1982
Stories: 3 stories
Units: 24
Phone: (786) 789-1879

From the property listing:

Units available for SUMMER 2025. FURNISHED 2-bedroom/2-bathroom and 3-bedroom/2-bathroom apartments. Maximum occupancy for all apartments is 4 people. For FASTEST results, please email us by clicking the Send Message button on this ad. Orduna Court is a luxury tropical-modern apartment building located in the heart of Coral Gables. Great location - minutes to the University of Miami, downtown Coral Gables, Dadeland, Brickell, and Coconut Grove. Completely renovated units are finished with Italian cabinetry, beautiful tile floors and new stainless steel appliances.

Frequently Asked Questions

Does Orduna Court Apartments require renters insurance?
We found specific coverage details on the Orduna Court Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Orduna Court Apartments?
For this zip code and building type, expect to pay around $14/month ($167/year). Orduna Court Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Orduna Court Apartments?
Plan for $3,914 to $5,614/month all-in. That's base rent ($3,900 – $5,600), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Orduna Court Apartments allow pets?
Pet policies at Orduna Court Apartments are handled on a case-by-case basis — contact the leasing office for details.
What floor plans does Orduna Court Apartments offer?
There are 3 floor plans to choose from, spanning 2-bedroom, 3-bedroom layouts. Rent ranges from $3,900 – $5,600. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Orduna Court Apartments?
No. SafeButler is not affiliated with Orduna Court Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Orduna Court Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Orduna Court Apartments directly. For lease, payment, or maintenance questions, contact the Orduna Court Apartments leasing office.
What is SafeButler and how does it work for Orduna Court Apartments renters?
SafeButler helps renters at Orduna Court Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Orduna Court Apartments in Coral Gables, FL, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

Real quotes · under a minute

Ready to lock down coverage at Orduna Court Apartments?

I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.