Renters Insurance at PRESTIGE ESTATES Apartments
We found a few insurance details on PRESTIGE ESTATES Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to PRESTIGE ESTATES Apartments can push your insurance cost up or down:
Older Building
Built in 1967 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Water/Leak Issues
8 mentions in Google reviews
Pest Issues
3 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2477/100K (57% above national average)
What You'll Likely Pay
$17
Est. Monthly
$204
Est. Annual
$15
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for PRESTIGE ESTATES Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near PRESTIGE ESTATES Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.
Miami property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. PRESTIGE ESTATES Apartments also has on-site security features (Property manager on site, Gated, Sprinklers, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Miami (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for PRESTIGE ESTATES Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
14050 NE 6th Ave, Miami, FL 33161
North Miami
Monthly Cost Breakdown at PRESTIGE ESTATES Apartments
The listed rent isn't the whole number. Here's what PRESTIGE ESTATES Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at PRESTIGE ESTATES Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Water
Charged per unit.
High Speed Internet Access
Charged per unit.
Application Fee Per Applicant
All applicants 18 years old and over need to apply. Charged per applicant.
Pets Fees
One-Time Pet Fee
Charged per pet.
Pet Deposit
Charged per pet.
Monthly Pet Fee
Charged per pet.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Parking
Extra Car Decal
Other
Parking FREE
Pet Policy
Bringing a pet? Here's what PRESTIGE ESTATES Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About PRESTIGE ESTATES Apartments
From the property listing:
Prestige Estates – Redefining Modern Living in North Miami Welcome to Prestige Estates, where contemporary design meets everyday comfort. Our newly renovated homes feature hurricane-impact windows, quartz countertops, and elegant modern finishes all designed to deliver luxury living at the right price. Perfectly located just minutes from Aventura and Downtown Miami, you’ll be close to the best shopping, dining, and nightlife South Florida has to offer. Choose from studio, one-, two-, and three-bedroom apartments each thoughtfully designed for comfort, style, and convenience.
Frequently Asked Questions
Does PRESTIGE ESTATES Apartments require renters insurance?
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What will I actually pay per month at PRESTIGE ESTATES Apartments?
Does PRESTIGE ESTATES Apartments allow pets?
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What floor plans does PRESTIGE ESTATES Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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