The Verdict · Miami Beach, FL
$1,951–$2,651
real monthly · incl. fees + insurance
4★
9 Google reviews
Flood-zone location
worth watching
A solidly reviewed community where the real cost runs ~$51 over sticker, and flood coverage isn't optional in FEMA zone AE.
Looking for renters insurance?
It runs about $16/mo — see what renters insurance in Miami Beach, FL typically costs.
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of Rue Granville Apartments.
“I'm very happy to be a tenant at gators apartments Daysi who is part of the management is very professional and is always willing to help the tenants .the same goes for Maray,the manager,and the maintenance crew. To all of them I congratulate on this post.”
“Lived here for a year. Great location on the beach, and close to tons of shopping/restaurants, Publix is close by, and everything you could need. There is also a good gym less than a mile away that’s only $40 open 24/7. As far as my unit, very good apartment. I however did not like that dogs are co…”
“No matter where you live (condo, house, townhouse, etc.) there will always be issues that arise that's just the way it is. What matters, in my opinion, is how management (or your landlord) responds and handles the problems that come up. The management company did a good job in responding/sending…”
“The Gator Investments team was very helpful in my search for finding a new apartment! I was directly working with Daisy Medina and she was very personable and mindful of the kind of apartment that was the best fit for me.”
“Trash everywhere, laundry machines always broken and people stealing. No trash cans around the building or in. Kids marking the elevators and people still not picking up after their pets. Paint is peeling and refuse to fix it! Then will patch it with a different color leaving ur walls looking a dis…”
What reviews flag most
Mined from 5 recent reviews · 9 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
On management, the review consensus is consistently positive in reviews — one resident wrote: “I'm very happy to be a tenant at gators apartments Daysi who is part of the management is very professional and is always willing to help the tenants .the same goes for Maray,the…”.
7000 Rue Granville, Miami Beach, FL 33141
North Beach
What Rue Granville Apartments Really Costs
The sticker rent isn't the whole number. Here's what Rue Granville Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$16/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at Rue Granville Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Safety
On-Site Security
Natural Hazards to Plan For
The address sits in a FEMA-mapped flood zone. That's worth flagging up front because flood damage is a known exclusion in nearly every off-the-shelf renters policy. Earthquake risk here is low and severe-weather damage of the wind/hail variety is already covered. The section walks through the flood specifics and what a separate flood policy looks like for renters.
Flood damage
This address is mapped into a Special Flood Hazard Area — FEMA's name for the higher-probability flood zones. Your landlord's building policy doesn't extend to your possessions, and a standard renters policy explicitly excludes flood damage. NFIP renters coverage starts around $99 a year and is usually the simplest path to closing the gap.
Source · FEMA NFHL
FEMA Zone AE — High-risk flood area with base flood elevation
Flood insurance strongly recommended — standard renters policies exclude flood damage.
What to know about flood as a renter here:
- Your landlord's building policy does not cover your belongings
- NFIP offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structure
Most flood claims renters file in zones like this one are for personal property — laptops, mattresses, instruments — not structural damage. That's exactly what a renters-targeted flood policy is designed for.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.
Source · USGS NSHM
Low seismic hazard · ground motion 0.02g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under a standard renters policy regardless.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
Severe-weather activity in Miami-Dade County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.
Source · NOAA Storm Events · 5-yr averages for Miami-Dade County
Most renters here add one targeted endorsement to a standard policy. The cost is modest, the benefit is concentrated on the one thing the base policy doesn't reach.
Renters Insurance at Rue Granville Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Rue Granville Apartments can push your insurance cost up or down:
Older Building
Built in 1987 — older plumbing/electrical may increase risk
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.
What You'll Likely Pay
$16
Est. monthly
$196
Est. annual
$16
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Rue Granville Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Rue Granville Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $112/yr |
| USAA | $11/mo | $126/yr |
| State Farm | $14/mo | $168/yr |
| Progressive | $15/mo | $182/yr |
| Safeco | $15/mo | $182/yr |
| Travelers | $16/mo | $196/yr |
| Allstate | $18/mo | $210/yr |
| Nationwide | $18/mo | $210/yr |
| Farmers | $19/mo | $224/yr |
| Liberty Mutual | $21/mo | $252/yr |
Discounts You May Qualify For
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Pet Policy
Bringing a pet? Here's what Rue Granville Apartments allows, along with the deposits and monthly pet rent to budget for.
About Rue Granville Apartments
From the property listing:
Rue Granville Apartments is a quiet control-access community situated in the heart of Miami Beach. Conveniently located blocks away from the Normandy Shores Golf Course, across the street from the Normandy Park and Pool, minutes away from the beach and Collins Avenue and are also close to major restaurants and boutique shops. The property offers a laundry facility, assigned parking, on-site management office, and a 24-hour on call maintenance technician. The apartments are very spacious with plenty of closet and storage space.
Frequently Asked Questions
Does Rue Granville Apartments require renters insurance?
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What will I actually pay per month at Rue Granville Apartments?
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Does Rue Granville Apartments need flood insurance?
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First rental, or first time buying a policy? Start with our renters insurance guide — what it costs, what it covers, and what landlords can require.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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