Turf Point Properties Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Turf Point Properties Apartments in Hialeah Acres? Rent here runs $1,284 – $1,600, and renters insurance adds about $21/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2799 E 4th Ave, Hialeah, FL 33013

Hialeah Acres

Built 1968 3 stories 24 units
4.4/5 ·372 reviews Google
Apt. Finder
$1,284 – $1,600 /month

Monthly Cost Breakdown at Turf Point Properties Apartments

The listed rent isn't the whole number. Here's what Turf Point Properties Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,305 – $1,621
Base Rent $1,284 – $1,600
Est. Renters Insurance $21/mo

Renters Insurance at Turf Point Properties Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Turf Point Properties Apartments can push your insurance cost up or down:

Older Building

Built in 1968 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1489/100K (6% below national average)

What You'll Likely Pay

$21

Est. Monthly

$247

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Turf Point Properties Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Turf Point Properties Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $200/yr
Safeco $17/mo $200/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $246/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $21/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Hialeah.

Hialeah property crime rate

1,489

per 100K residents

6% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
107 / 200
Larceny / theft
1,377 / 1,172
Vehicle theft
5 / 206

U.S. average

Near-average property crime means insurance premiums in Hialeah track closely with national baselines.

Source: FBI UCR Program, Hialeah (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Noise Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Turf Point Properties Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Turf Point Properties Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Pets Fees

Pet Deposit

Charged per pet.

Free

One-Time Pet Fee

Charged per pet.

$150

Monthly Pet Fee

Charged per pet.

$25 / mo

Amenities

Community Features

Laundry Facilities

Floor Plan Amenities

Air Conditioning Kitchen Refrigerator Tile Floors

Pet Policy

Bringing a pet? Here's what Turf Point Properties Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$25 Monthly Pet Rent
$150 Fee
40 lb Weight Limit

About Turf Point Properties Apartments

Year Built: 1968
Stories: 3 stories
Units: 24
Phone: (866) 864-9814

From the property listing:

This is a centrally located three-story building across from the Hialeah Casino. We are pet friendly (with conditions). There is one assigned parking space. Water and trash are included. The only allowed internet or cable providers are AT&T or Comcast. Satellite dishes are not allowed. Our three-story building is located a few minutes away from Ockechobee Road and I-95. We are across from Hialeah Park Casino and within walking distance of Hialeah Hospital. We offer studios and one-bedroom apartments at affordable prices.

Other Options Nearby

Still weighing your choices? Other communities in Hialeah — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Turf Point Properties Apartments require renters insurance?
We didn't find a public insurance requirement for Turf Point Properties Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Turf Point Properties Apartments?
For this zip code and building type, expect to pay around $21/month ($247/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Turf Point Properties Apartments?
Plan for $1,305 to $1,621/month all-in. That's base rent ($1,284 – $1,600), plus roughly $21/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Turf Point Properties Apartments allow pets?
Yes, Turf Point Properties Apartments is pet-friendly. Here are the details: Cats Allowed. $25 Monthly Pet Rent. $150 Fee. 40 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Turf Point Properties Apartments?
Property crime in Hialeah sits near the national average — 1,489 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 107/100K here.
What floor plans does Turf Point Properties Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, studio layouts. Rent ranges from $1,284 – $1,600. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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