The Verdict · Milwaukee, WI
$1,328–$3,308
real monthly · incl. fees + insurance
4.1★
119 Google reviews
No major red flags
worth watching
A solidly reviewed community where the real cost runs ~$53 over sticker, and there's no standout hazard to plan around.
Looking for renters insurance?
It runs about $13/mo — see what renters insurance in Milwaukee, WI typically costs.
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of St. James Place Apartments.
“When I moved to Milwaukee, I had a LOT of boxes to check when it came to a new apartment. I'm so glad to have found St. James Place! The amenities can't be beat, nor can the location. I love being out of the city, but being right by the highway makes it easy to get there! We have so many friendly n…”
“This is seriously one of the best places to live in Milwaukee. 1.) They have all the amenities: pool, gym, garage, allow pets, beautiful grounds to go for walks or walk your pups. 2.) Amazing staff. They are so friendly, professional, they are quick to take action when you reach out, and the mainte…”
“Great place to live! It’s very pricey but we stayed and renewed our lease because it’s worth the money we spend. Management is great! maintenance is GREAT! The neighbors however can be something else. Especially because the walls are very thin and everything is heard and me and my husband have kid…”
“We loved this place. Nice apartments and best management ever. Any maintenance request you can do through the app and usually it takes only 24 hours to fix any problem. We got only bad kitchen sink and minor repairs in bathroom, other than that no issues at all. Apartments aren't new, they are tr…”
“The maintenance service here is fantastic! They go out of their way to make sure youvarr taken care of, whether helping you carry large packages or taking care of the most minor repair. Additionally, the apartment was immaculate when I moved in. Even the garage floor!!”
What reviews flag most
Mined from 5 recent reviews · 119 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
What residents talk about most
Consistently positive in reviews
“The maintenance team are also very friendly, very fast with requests, and do a great job keeping the grounds clean!”— Google reviewer
Consistently positive in reviews
“The maintenance team are also very friendly, very fast with requests, and do a great job keeping the grounds clean!”— Google reviewer
10300 W Fountain Ave, Milwaukee, WI 53224
Calumet Farms
What St. James Place Apartments Really Costs
The sticker rent isn't the whole number. Here's what St. James Place Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$13/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at St. James Place Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Deposit
Charged per applicant.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Deposit
Max of 2. Charged per pet.
Dog Rent
Charged per pet.
Cat Deposit
Max of 2. Charged per pet.
Cat Rent
Charged per pet.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Milwaukee looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
Milwaukee property crime
2,355
per 100K residents
U.S. avg 1,578 / 100K
Breakdown per 100K residents
U.S. average
The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car. St. James Place Apartments's on-site security (Property manager on site, Gated) helps on the margin.
Source · FBI UCR · Milwaukee · 2024-12 to 2025-11
On-Site Security
Natural Hazards to Plan For
At St. James Place Apartments, none of the three big natural hazards a renter might worry about — flooding, earthquakes, severe weather — show up as meaningful concerns. A standard renters policy without endorsements covers the actual claim risks here. The agency-by-agency detail is below if you want to see it.
Flood damage
FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.
Source · FEMA NFHL
FEMA Zone X (minimal flood hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.
Source · USGS NSHM
Low seismic hazard · ground motion 0.03g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under a standard renters policy regardless.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
NOAA's severe-weather record for Milwaukee County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source · NOAA Storm Events · 5-yr averages for Milwaukee County
The natural-hazard picture is favorable enough that a baseline renters policy is the right end-state for most renters here. No upgrade required.
Renters Insurance at St. James Place Apartments
What Affects Your Premium Here
Every building is different. These factors specific to St. James Place Apartments can push your insurance cost up or down:
Older Building
Built in 1989 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2355/100K (49% above national average)
What You'll Likely Pay
$13
Est. monthly
$152
Est. annual
$12
With discounts/mo
$12
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for St. James Place Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near St. James Place Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $7/mo | $83/yr |
| USAA | $8/mo | $93/yr |
| State Farm | $10/mo | $124/yr |
| Progressive | $11/mo | $135/yr |
| Safeco | $11/mo | $135/yr |
| Travelers | $12/mo | $145/yr |
| Allstate | $13/mo | $155/yr |
| Nationwide | $13/mo | $155/yr |
| Farmers | $14/mo | $166/yr |
| Liberty Mutual | $16/mo | $186/yr |
Discounts You May Qualify For
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About St. James Place Apartments
From the property listing:
St. James Place Apartment Homes offers spacious, pet-friendly apartments in Milwaukee, WI. Live in a 1 or 2-bedroom apartment featuring a large, modern kitchen with updated appliances. Enjoy the convenience of full-size in-unit laundry, a private walk-out balcony, and a cozy wood-burning fireplace in select homes. You'll have access to resort-style amenities, including a resident clubhouse, a complimentary coffee station, and a TV lounge. You can also stay active in our 24-hour fitness center, soothing yoga studio, seasonal pool, and sports courts.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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