Renters Insurance at Cortland Hickory Hollow Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Cortland Hickory Hollow Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
FEMA Flood Zone
Zone X — minimal flood risk
What You'll Likely Pay
$13
Est. Monthly
$160
Est. Annual
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cortland Hickory Hollow Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Cortland Hickory Hollow Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $7/mo | $87/yr |
| USAA | $8/mo | $98/yr |
| State Farm | $11/mo | $130/yr |
| Progressive | $12/mo | $141/yr |
| Safeco | $12/mo | $141/yr |
| Travelers | $13/mo | $152/yr |
| Allstate | $14/mo | $163/yr |
| Nationwide | $14/mo | $163/yr |
| Farmers | $14/mo | $174/yr |
| Liberty Mutual | $16/mo | $195/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Safety
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Natural Hazards & Your Renters Coverage
Renters at this address have one borderline natural-hazard decision to make: whether to buy an earthquake endorsement on top of a standard policy. USGS rates the area as moderate seismic hazard. Flood and severe weather aren't standout concerns. Below is what each agency actually shows.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Earthquake shaking
The seismic picture is in the middle: damaging earthquakes are uncommon but not negligible. Renters insurance excludes earthquake damage regardless, so the choice is whether the modest cost of an endorsement is worth the modest probability of a payout. The data point below provides the specifics.
Moderate seismic hazard · ground motion 0.12g
Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
This is the part of the natural-hazard picture where renters insurance actually pays out. NOAA records around 36 severe-weather events a year in Davidson County. Damage to personal property from wind, hail, and storms is covered by a baseline policy — the historical record below is more about understanding what your policy will actually be used for than identifying a coverage gap.
Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.
Source: NOAA Storm Events Database, annual averages from the past five years for Davidson County. Counts reflect reported events, not damage amounts.
The earthquake endorsement is the only meaningful optional add-on at this kind of address. Whether it's worth the premium depends on what's actually in your unit.
660 Bell Rd, Antioch, TN 37013
Southeast Nashville
Monthly Cost Breakdown at Cortland Hickory Hollow Apartments
The listed rent isn't the whole number. Here's what Cortland Hickory Hollow Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Cortland Hickory Hollow Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash
Trash: $17 due monthly Charged per unit.
Valet Trash
Valet Trash: $28 due monthly Charged per unit.
Pest Control
Pest Control: $8 due monthly Charged per unit.
Service Fee
Service Fee: $8.40 due monthly Charged per unit.
Administration Fee (per household)
Administration Fee (per household): $200 deposit due at appl ication Charged per unit.
Application Fee (per applicant)
Application Fee (per applicant): $75 due at application Char ged per applicant.
Pets Fees
Dog - Pet Fee - Dog
Pet Fee - Dog: $400 due at move-in Charged per pet.
Dog - Pet - Monthly Pet Charge - Dog
Pet - Monthly Pet Charge - Dog: $35 due monthly Charged per pet.
Cat - Pet Fee - Cat
Pet Fee - Cat: $400 due at move-in Charged per pet.
Cat - Pet - Monthly Pet Charge - Cat
Pet - Monthly Pet Charge - Cat: $35 due monthly Charged per pet.
Optional Add-On Fees
Vehicle
Vehicle: $0 due monthly Charged per unit.
Situational Fees
Late Rent Fee
Late Rent Fee: 10% of rent due at late rent. Charged per uni t.
Early Termination Fee
Early Termination Fee: 200% of rent due at early termination Charged per unit.
Pet Policy
Bringing a pet? Here's what Cortland Hickory Hollow Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Cortland Hickory Hollow Apartments
From the property listing:
With convenience to I-24, our community offers the best of Antioch at your doorstep. Designer features like granite-style countertops and wood-style flooring will make you proud to call any of our one, two, and three-bedroom apartments home. Convenience to major employers like Community Health Systems and Nashville International Airport makes your everyday commute a breeze. And when you're considering your weekend (or weeknight) plans, you have plenty of options nearby.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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