1039 25th St, Orlando, FL 32805
Downtown Orlando
Monthly Cost Breakdown at 1039 25th St Rental
The listed rent isn't the whole number. Here's what 1039 25th St Rental actually costs each month once you add required fees and insurance.
Renters Insurance at 1039 25th St Rental
What Affects Your Premium Here
Every building is different. These factors specific to 1039 25th St Rental can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: B+
What You'll Likely Pay
$19
Est. Monthly
$234
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1039 25th St Rental based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1039 25th St Rental:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $134/yr |
| USAA | $13/mo | $150/yr |
| State Farm | $17/mo | $200/yr |
| Progressive | $18/mo | $217/yr |
| Safeco | $18/mo | $217/yr |
| Travelers | $19/mo | $234/yr |
| Allstate | $21/mo | $250/yr |
| Nationwide | $21/mo | $250/yr |
| Farmers | $22/mo | $267/yr |
| Liberty Mutual | $25/mo | $301/yr |
Discounts You May Qualify For
Next Step
See if you can beat $19/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1039 25th St Rental.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Amenities
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what 1039 25th St Rental allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About 1039 25th St Rental
From the property listing:
Partially furnished home located at 1039 25th Street Unit A, Orlando, FL 32805. The property can be rented with the existing furniture or without it, depending on the tenant s preference. The monthly rent will remain the same regardless of whether the furniture stays or is removed.Rent includes water, electricity, and internet, offering added convenience and predictable monthly expenses.The home also features a new roof, a water purification filter installed in the kitchen, and a backyard shelter that can be used for storage or additional utility space.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.
1001 E Pine St Townhouse
Downtown Orlando
102 W King St Apartment
Downtown Orlando
1144 Delaney Ave Condo
Downtown Orlando
1320 W Smith St Rental
Downtown Orlando
1326 42nd St Rental
Downtown Orlando
1413 Noble Pl Rental
Downtown Orlando
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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