13917 Fairway Island Dr Condo: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 13917 Fairway Island Dr Condo in Southwest Orlando? Rent here runs From $1,400, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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13917 Fairway Island Dr, Unit 922, Orlando, FL 32837

Southwest Orlando

From $1,400 /month

Monthly Cost Breakdown at 13917 Fairway Island Dr Condo

The listed rent isn't the whole number. Here's what 13917 Fairway Island Dr Condo actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,416
Base Rent $1,400
Est. Renters Insurance $16/mo

Renters Insurance at 13917 Fairway Island Dr Condo

What Affects Your Premium Here

Every building is different. These factors specific to 13917 Fairway Island Dr Condo can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$15

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 13917 Fairway Island Dr Condo based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 13917 Fairway Island Dr Condo:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. 13917 Fairway Island Dr Condo has on-site security features (Gated access) that insurers recognize with premium discounts.

On-Site Security

Gated access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 13917 Fairway Island Dr Condo.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Community Features

Fitness Center Pool Tennis Court

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Dishwasher Disposal Kitchen Microwave Range Refrigerator Dining Room Walk-In Closets

About 13917 Fairway Island Dr Condo

Phone: (321) 384-7768

From the property listing:

NEWLY REMODELED CONDO GOLF COURSE VIEW 1 BEDROOM / 1 BATHROOM. Located in highly desirable Hunters Creek in the gated community of Audubon Villas on the 2nd floor features an open floorplan. Neutral paint throughout - walls, doors, trim and ceiling painted. Wood laminate flooring throughout with ceramic tile in entry, kitchen, bathroom and laundry closet. Kitchen features new stainless appliances. Spacious living room and dining room has a great view with sliding doors leading to the fully screened balcony which overlooks golf course. Balcony also features a storage closet.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 13917 Fairway Island Dr Condo require renters insurance?
We didn't find a public insurance requirement for 13917 Fairway Island Dr Condo, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 13917 Fairway Island Dr Condo?
For this zip code and building type, expect to pay around $16/month ($187/year). 13917 Fairway Island Dr Condo has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 13917 Fairway Island Dr Condo?
Plan for about $1,416/month all-in. That's base rent (From $1,400), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 13917 Fairway Island Dr Condo?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find gated access — features that can also qualify you for insurance discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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