1801 Metrowest Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 1801 Metrowest Apartments in West Orlando? Rent here runs $1,325 – $1,635, and renters insurance adds about $20/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1801 S Kirkman Rd, Orlando, FL 32811

West Orlando

Managed by American Landmark Built 1990 3 stories 300 units
3.5/5 ·292 reviews Google
5/5 ·16 reviews Apt. Finder
$1,325 – $1,635 /month

Monthly Cost Breakdown at 1801 Metrowest Apartments

The listed rent isn't the whole number. Here's what 1801 Metrowest Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,345 – $1,655
Base Rent $1,325 – $1,635
Est. Renters Insurance $20/mo

Renters Insurance at 1801 Metrowest Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 1801 Metrowest Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$20

Est. Monthly

$236

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1801 Metrowest Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1801 Metrowest Apartments:

Carrier Monthly Annual
Lemonade $11/mo $128/yr
USAA $12/mo $144/yr
State Farm $16/mo $192/yr
Progressive $17/mo $208/yr
Safeco $17/mo $208/yr
Travelers $19/mo $224/yr
Allstate $20/mo $240/yr
Nationwide $20/mo $240/yr
Farmers $21/mo $256/yr
Liberty Mutual $24/mo $289/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $20/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. 1801 Metrowest Apartments has on-site security features (Doorman) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Noise Common topic
Pest Issues Mentioned

On-Site Security

Doorman

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1801 Metrowest Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 1801 Metrowest Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$85

Administrative Fee

Charged per unit.

$250

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Parking Fee

Charged per vehicle.

$60 / mo

Surface Lot

Please call for parking information.

Amenities

Special Features

Concierge Package System Convenient 24/7 Online Resident Services Loft Style Apartments* Resident Lounge w/Coffee Bar Sleek Granite Countertops American Landmark 360 Resident Program Bark Park for Furry Friends Decorative Tile Backsplash Spacious Closets Vaulted Ceilings* Wi-Fi and 250 Cable Channels Wood Burning Fireplaces* Community Grilling Area/Lounge Hardwood Inspired Flooring* Private Patios and Balconies Cycling Studio

Community Features

Business Center Clubhouse Walk-Up Picnic Area Fitness Center Pool Tennis Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Ceiling Fans Storage Space Fireplace Stainless Steel Appliances Kitchen Microwave Hardwood Floors Carpet Vaulted Ceiling Walk-In Closets Balcony

Pet Policy

Bringing a pet? Here's what 1801 Metrowest Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$30 Monthly Pet Rent
$400 Fee
2 Pet Limit

About 1801 Metrowest Apartments

Year Built: 1990
Stories: 3 stories
Units: 300
Management: American Landmark
Phone: (689) 407-6708

From the property listing:

Contemporary living meets tremendous comfort at 1801 MetroWest. Our upgraded apartments in Orlando, Florida, offer generously sized floor plans and a flair for style. With one and two bedroom floor plans available, our upscale apartment community ensures you can find the exact space you need. Inside your home, you will find the convenience of a fully equipped chef's kitchen featuring stainless-steel appliances, a tile backsplash, and white custom cabinetry. Set up a bistro table on your screened patio or balcony and you can dine in the Florida sunshine.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 1801 Metrowest Apartments require renters insurance?
We didn't find a public insurance requirement for 1801 Metrowest Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1801 Metrowest Apartments?
For this zip code and building type, expect to pay around $20/month ($236/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at 1801 Metrowest Apartments?
Plan for $1,345 to $1,655/month all-in. That's base rent ($1,325 – $1,635), plus roughly $20/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1801 Metrowest Apartments allow pets?
Yes, 1801 Metrowest Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $30 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 1801 Metrowest Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find doorman — features that can also qualify you for insurance discounts.
What floor plans does 1801 Metrowest Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,325 – $1,635. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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