1809 Garwood Dr, Orlando, FL 32822
Eastside
Monthly Cost Breakdown at 1809 Garwood Dr Rental
The listed rent isn't the whole number. Here's what 1809 Garwood Dr Rental actually costs each month once you add required fees and insurance.
Renters Insurance at 1809 Garwood Dr Rental
What Affects Your Premium Here
Every building is different. These factors specific to 1809 Garwood Dr Rental can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.
AreaVibes
Crime grade: B+
What You'll Likely Pay
$17
Est. Monthly
$206
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1809 Garwood Dr Rental based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$35,000
If you own more
$75,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1809 Garwood Dr Rental:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $118/yr |
| USAA | $11/mo | $132/yr |
| State Farm | $15/mo | $176/yr |
| Progressive | $16/mo | $191/yr |
| Safeco | $16/mo | $191/yr |
| Travelers | $17/mo | $206/yr |
| Allstate | $18/mo | $220/yr |
| Nationwide | $18/mo | $220/yr |
| Farmers | $20/mo | $235/yr |
| Liberty Mutual | $22/mo | $264/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. 1809 Garwood Dr Rental has on-site security features (Perimeter fencing) that insurers recognize with premium discounts.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1809 Garwood Dr Rental.
FEMA Zone AE — High-risk flood area with base flood elevation
Flood insurance strongly recommended — standard renters policies exclude flood damage.
What to know about flood insurance as a renter:
- Your landlord's building policy does not cover your belongings
- NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structural damage
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 1809 Garwood Dr Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Security Deposit - Refundable
Charged per unit.
Amenities
Community Features
Floor Plan Amenities
About 1809 Garwood Dr Rental
From the property listing:
Property Id: 2194728 Welcome to this beautifully updated 4-bedroom, 1-bath single-family home offering 1,380 sq. ft. of comfortable living space. Located in a quiet Orlando neighborhood, this home combines modern updates with classic charm. Step inside to find a bright, open layout with new tile flooring throughout, a fully updated kitchen featuring modern finishes, and a renovated bathroom designed for style and convenience. The spacious fenced backyard is perfect for relaxing or entertaining, complete with a gazebo for enjoying Florida’s sunshine and evening breezes.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.
130 Kasey Dr Rental
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1327 Berwyn Rd Apartment
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1450 Terre Cia Ave Rental
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16 N Primrose Dr Apartment
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2687 Stanfield Ave Apartment
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2721 E Marks St Rental
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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