Renters Insurance at Abaco Key Apartments
We found a few insurance details on the Abaco Key Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In their own words:
"Hassle-free renters' insurance. Opt-in through Multifamily Insurance Partners, LLC."
What Affects Your Premium Here
Every building is different. These factors specific to Abaco Key Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Water/Leak Issues
4 mentions in Google reviews
Pest Issues
4 mentions in Google reviews
Identity Theft Concerns
1 mention in reviews (mail tampering, fraud, personal info)
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: B+
What You'll Likely Pay
$16
Est. Monthly
$196
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Abaco Key Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Abaco Key Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Abaco Key Apartments has on-site security features (Property manager on site, Doorman, Sprinklers) that insurers recognize with premium discounts.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Abaco Key Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
10712 Mystic Cir, Orlando, FL 32836
Disney
Monthly Cost Breakdown at Abaco Key Apartments
The listed rent isn't the whole number. Here's what Abaco Key Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Abaco Key Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Pest Control
Charged per unit.
Utility Billing Administrative Fee
Charged per unit.
Valet Trash
Charged per unit.
Trash Removal
Charged per unit.
Utility - Water/Sewer
Charged per unit.
Utility - Storm water
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Security Deposit - Refundable
Charged per unit.
Administrative Fee
Charged per unit.
New Account Fees
Charged per unit.
Final Bill Fees
Charged per unit.
Deposit Alternatives Available
Charged per unit.
Pets Fees
Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Surface Lot
Parking Available
Optional Add-On Fees
Renter's Insurance
Charged per unit.
Situational Fees
Non-Sufficient Funds
Charged per occurrence.
Pet Policy
Bringing a pet? Here's what Abaco Key Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Abaco Key Apartments
From the property listing:
Welcome to Abaco Key Apartments, where comfort meets convenience in the heart of Orlando. Our spacious 1, 2, and 3-bedroom pet-friendly apartment homes offer the perfect blend of modern living and resort-style amenities, making it an ideal place to call home. Located near Lake Buena Vista and just minutes away from the world-famous Walt Disney World Resort, Abaco Key places you in the center of it all. Your furry friends are more than welcome with our dedicated Bark Park or dive into relaxation at our sparkling pool, perfect for unwinding after a long day.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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