Orlando, FL

Avana Parkway Apartments: Renters Insurance Guide & What It Actually Costs

Last updated May 10, 2026

Looking for the best renters insurance for Avana Parkway Apartments in Orlando? We break down what the lease requires, what coverage actually costs here (~$13/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Avana Parkway Apartments

We found a few insurance details on the Avana Parkway Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Avana Parkway Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

2 mentions in Google reviews

Water/Leak Issues

3 mentions in Google reviews

Security System Issues

1 mention of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Avana Parkway Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Avana Parkway Apartments:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Avana Parkway Apartments has on-site security features (Controlled access, Property manager on site, Gated, Covered parking) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
19×
Water Damage Common topic
Theft Mentioned
Pest Issues Mentioned
Safety Concerns Mentioned
Noise Mentioned
Management Issues Mentioned
Security System Failures Mentioned

What residents talk about most

Security

A recurring concern in reviews

“A few times were on days that we were bringing in big furniture (big tip- don't live on the top floor, as we had to hike up those 3 flights often). -The callbox to our building has…” — Google reviewer

On-Site Security

Controlled access Property manager on site Gated Covered parking

Natural Hazards & Your Renters Coverage

The natural-hazard exposure at Avana Parkway Apartments is mild on every dimension a renter typically cares about. FEMA's flood zone for this address is low-risk, USGS rates seismic activity as low, and severe-weather records for Orange County are unremarkable. Standard renters insurance handles the everyday claims (theft, fire, wind, water damage from leaks) without any add-ons. Specifics below for the curious.

Flood damage

This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Earthquake shaking

Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.

Low seismic hazard · ground motion 0.03g

Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.

Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.

Severe weather you'd actually claim for

Severe-weather activity in Orange County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.

High-wind events ~6.0/yr
Hail events ~3.8/yr
Tornado events ~0.4/yr
Flood events ~1.4/yr

Source: NOAA Storm Events Database, annual averages from the past five years for Orange County. Counts reflect reported events, not damage amounts.

The bottom line: a standard renters policy at this address is sufficient. None of the optional natural-hazard endorsements pay back at meaningful odds.

6820 Axis West Cir, Orlando, FL 32821

I Drive

Built 2016 4 stories 268 units
4.1/5 ·298 reviews Google
5/5 ·209 reviews Apt. Finder
$1,513 – $3,545 /month

Monthly Cost Breakdown at Avana Parkway Apartments

The listed rent isn't the whole number. Here's what Avana Parkway Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,723 – $3,755
Base Rent $1,513 – $3,545
Required Monthly Fees $197
Est. Renters Insurance $13/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Avana Parkway Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Package Services

Amount for package services. Charged per unit.

$22 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$25 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$7 / mo

Utility - Billing Administrative Fee

Amount to manage utility services billing. Charged per unit.

$7 / mo

Internet Services

Amount for internet services provided by community. Charged per unit.

$70 / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resi dent's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumpt ion of water and sewer services Charged per unit.

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumption of electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Security Deposit (Refundable)

Amount intended to be held through residency that may be app lied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

$300

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$35

Utility - New Account Fee

Amount to establish utility services. Charged per unit.

$17

Access Device

Amount to obtain an access device for community; fobs, keys, remotes, access passes. Charged per applicant.

$30

Utility - Final Bill Fee

Amount billed to calculate final utility statement. Charged per unit.

$17

Pets Fees

Pet Rent

Max of 2. Monthly amount for authorized pet. Charged per pet

$25 / mo

Pet Management - Third Party

Max of 2. Amount for authorized pet registration and screeni ng services. Charged per pet. Payable to 3rd Party

$30 / yr

Pet Fee

Max of 2. Amount to facilitate authorized pet move-in. Charg ed per pet.

$400 / occurence

Parking Fees

Parking Fee

Max of 1. Amount for garage parking space/services. May be s ubject to availability. Charged per rentable item.

$100 - $175 / occurence

Parking Fee

Max of 1. Amount for electric vehicle space; reserved or pay -per-use station. May be subject to availability. Charged per vehicle. Payable to 3rd Party

Varies

Parking - Reserved

Max of 2. Amount for reserved parking space/services. May be subject to availability. Charged per rentable item.

$25 / mo

Optional Add-On Fees

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Pro gram. Charged per unit.

$14.50 / mo

Situational Fees

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within c ommunity. Charged per unit.

$1,000

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to b e held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

$500 - $3,000

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; exclu des rent and other charges. Charged per unit.

$1,000 - $7,000 / occurence

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy Charged per unit.

$10.75 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Charged per unit.

$150 / occurence

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month lease Charged per unit.

$200 - $2,000 / occurence

Lease Violation - Trash

Amount for violation of waste-related community policies. C harged per unit.

$25 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per unit.

$50 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name. Charged per unit.

$50 / occurence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Cha rged per unit.

Varies / occurrence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

Varies / occurrence

Liquidated Damages

Amount for not satisfying the application and/or lease terms Charged per unit.

Varies one-time

Pet Policy

Bringing a pet? Here's what Avana Parkway Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$400 Fee
2 Pet Limit

About Avana Parkway Apartments

Year Built: 2016
Stories: 4 stories
Units: 268
Phone: (689) 202-3741

From the property listing:

Welcome to Avana Parkway. A collection of one, two, and three bedroom apartment homes. At Avana Parkway, you will find inviting spaces that you're happy to call home. Avana Parkway pairs the essentials you need with the details you want. From upgraded countertops, appliances, and finishes to ample space and enhanced community amenities, we prioritize features that add the most value and comfort to your daily life.

Frequently Asked Questions

Does Avana Parkway Apartments require renters insurance?
We found specific coverage details on the Avana Parkway Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Avana Parkway Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Avana Parkway Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Avana Parkway Apartments?
Plan for $1,723 to $3,755/month all-in. That's base rent ($1,513 – $3,545), plus $197/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Avana Parkway Apartments allow pets?
Yes, Avana Parkway Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Avana Parkway Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find controlled access, property manager on site, gated, covered parking — features that can also qualify you for insurance discounts.
What floor plans does Avana Parkway Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,513 – $3,545. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Avana Parkway Apartments?
No. SafeButler is not affiliated with Avana Parkway Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Avana Parkway Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Avana Parkway Apartments directly. For lease, payment, or maintenance questions, contact the Avana Parkway Apartments leasing office.
What is SafeButler and how does it work for Avana Parkway Apartments renters?
SafeButler helps renters at Avana Parkway Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Avana Parkway Apartments in Orlando, FL, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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