Orlando, FL

Aventura Orlando Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for Aventura Orlando Apartments in Orlando? We break down what the lease requires, what coverage actually costs here (~$20/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Aventura Orlando Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Aventura Orlando Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$20

Est. Monthly

$245

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aventura Orlando Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aventura Orlando Apartments:

Carrier Monthly Annual
Lemonade $11/mo $134/yr
USAA $13/mo $150/yr
State Farm $17/mo $200/yr
Progressive $18/mo $217/yr
Safeco $18/mo $217/yr
Travelers $19/mo $234/yr
Allstate $21/mo $250/yr
Nationwide $21/mo $250/yr
Farmers $22/mo $267/yr
Liberty Mutual $25/mo $301/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $20/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned
Slip/Fall Hazards Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Aventura Orlando Apartments.

FEMA Zone X (0.2 Pct Annual Chance Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

5300 Cinderlane Pky, Orlando, FL 32808

West Orlando

Managed by J. Milton & Associates Built 1984 2 stories 144 units
4.1/5 ·147 reviews Google
4/5 ·11 reviews Apt. Finder
$1,680 – $1,730 /month

Monthly Cost Breakdown at Aventura Orlando Apartments

The listed rent isn't the whole number. Here's what Aventura Orlando Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,700 – $1,750
Base Rent $1,680 – $1,730
Est. Renters Insurance $20/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Aventura Orlando Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

One-Time Pet Fee

Max of 3. Charged per pet.

$350

Monthly Pet Fee

Max of 3. Charged per pet.

$15 / mo

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

Free

Pet Policy

Bringing a pet? Here's what Aventura Orlando Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$15 Monthly Pet Rent
$350 Fee
60 lb Weight Limit
3 Pet Limit

About Aventura Orlando Apartments

Year Built: 1984
Stories: 2 stories
Units: 144
Management: J. Milton & Associates
Phone: (689) 219-5850

From the property listing:

Welcome to Aventura Apartments, our beautifully updated apartment community conveniently located in Northwest Orlando!

Frequently Asked Questions

Does Aventura Orlando Apartments require renters insurance?
We didn't find a public insurance requirement for Aventura Orlando Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aventura Orlando Apartments?
For this zip code and building type, expect to pay around $20/month ($245/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Aventura Orlando Apartments?
Plan for $1,700 to $1,750/month all-in. That's base rent ($1,680 – $1,730), plus roughly $20/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Aventura Orlando Apartments allow pets?
Yes, Aventura Orlando Apartments is pet-friendly. Here are the details: Cats Allowed. $15 Monthly Pet Rent. $350 Fee. 60 lb Weight Limit. 3 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Aventura Orlando Apartments?
The area is fairly safe, with a B+ crime grade.
What floor plans does Aventura Orlando Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,680 – $1,730. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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