Orlando, FL

Cypress Landing Apartments: Renters Insurance Guide & What It Actually Costs

Last updated May 10, 2026

Looking for the best renters insurance for Cypress Landing Apartments in Orlando? We break down what the lease requires, what coverage actually costs here (~$22/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Cypress Landing Apartments

We found a few insurance details on the Cypress Landing Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Cypress Landing Apartments can push your insurance cost up or down:

Older Building

Built in 1960 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Vehicle Crime

2 mentions of car theft, vandalism, or break-ins in reviews

Security System Issues

1 mention of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$22

Est. Monthly

$258

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cypress Landing Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cypress Landing Apartments:

Carrier Monthly Annual
Lemonade $11/mo $128/yr
USAA $12/mo $144/yr
State Farm $16/mo $192/yr
Progressive $17/mo $208/yr
Safeco $17/mo $208/yr
Travelers $19/mo $224/yr
Allstate $20/mo $240/yr
Nationwide $20/mo $240/yr
Farmers $21/mo $256/yr
Liberty Mutual $24/mo $289/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $22/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Cypress Landing Apartments has on-site security features (Property manager on site) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Vehicle Crime Mentioned
Noise Mentioned
Security System Failures Mentioned

What residents talk about most

Management

Consistently positive in reviews

“I can definitely recommend some great services of a great Security company that goes above and beyond gets the job done.” — Google reviewer

On-Site Security

Property manager on site

Natural Hazards & Your Renters Coverage

At Cypress Landing Apartments, none of the three big natural hazards a renter might worry about — flooding, earthquakes, severe weather — show up as meaningful concerns. A standard renters policy without endorsements covers the actual claim risks here. The agency-by-agency detail is below if you want to see it.

Flood damage

This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Earthquake shaking

Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.

Low seismic hazard · ground motion 0.03g

Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.

Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.

Severe weather you'd actually claim for

Severe-weather activity in Orange County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.

High-wind events ~6.0/yr
Hail events ~3.8/yr
Tornado events ~0.4/yr
Flood events ~1.4/yr

Source: NOAA Storm Events Database, annual averages from the past five years for Orange County. Counts reflect reported events, not damage amounts.

The natural-hazard picture is favorable enough that a baseline renters policy is the right end-state for most renters here. No upgrade required.

5942 Winegard Rd, Orlando, FL 32809

South Orlando

Built 1960 3 stories 246 units
3.4/5 ·88 reviews Google
2 reviews Apt. Finder
$1,123 – $1,645 /month

Monthly Cost Breakdown at Cypress Landing Apartments

The listed rent isn't the whole number. Here's what Cypress Landing Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,145 – $1,667
Base Rent $1,123 – $1,645
Est. Renters Insurance $22/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Cypress Landing Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$85

Administrative Fee

Charged per unit.

$100

Pet Policy

Bringing a pet? Here's what Cypress Landing Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$500 Fee
25 lb Weight Limit
2 Pet Limit

About Cypress Landing Apartments

Year Built: 1960
Stories: 3 stories
Units: 246
Phone: (689) 219-5052

From the property listing:

Your new home awaits! A gorgeous rental community offering studios, 1, 2 and 3 bedroom apartments conveniently located in the city of Orlando, just a few blocks from the Florida Mall, entertainment, restaurants, the Orlando International Airport and I-4. Cypress Landing Apartments feature ceramic tile flooring, spacious patios/balconies, washer/dryer connections (in selected units), dishwashers, and refrigerators. Amenities include 2 sparkling pools, playground, on-site laundry facilities, weekly resident activities and a cozy clubhouse.

Frequently Asked Questions

Does Cypress Landing Apartments require renters insurance?
We found specific coverage details on the Cypress Landing Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cypress Landing Apartments?
For this zip code and building type, expect to pay around $22/month ($258/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Cypress Landing Apartments?
Plan for $1,145 to $1,667/month all-in. That's base rent ($1,123 – $1,645), plus roughly $22/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Cypress Landing Apartments allow pets?
Yes, Cypress Landing Apartments is pet-friendly. Here are the details: Cats Allowed. $500 Fee. 25 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Cypress Landing Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find property manager on site — features that can also qualify you for insurance discounts.
What floor plans does Cypress Landing Apartments offer?
There are 16 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,123 – $1,645. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Cypress Landing Apartments?
No. SafeButler is not affiliated with Cypress Landing Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Cypress Landing Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Cypress Landing Apartments directly. For lease, payment, or maintenance questions, contact the Cypress Landing Apartments leasing office.
What is SafeButler and how does it work for Cypress Landing Apartments renters?
SafeButler helps renters at Cypress Landing Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Cypress Landing Apartments in Orlando, FL, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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