Orlando, FL

Goldelm at Metro West Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for Goldelm at Metro West Apartments in Orlando? We break down what the lease requires, what coverage actually costs here (~$19/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Goldelm at Metro West Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Goldelm at Metro West Apartments can push your insurance cost up or down:

Older Building

Built in 1989 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$19

Est. Monthly

$226

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Goldelm at Metro West Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Goldelm at Metro West Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $200/yr
Safeco $17/mo $200/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $246/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $19/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Goldelm at Metro West Apartments has on-site security features (Property manager on site) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Goldelm at Metro West Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

6101 Westgate Dr, Orlando, FL 32835

West Orlando

Built 1989 3 stories 252 units
2.5/5 ·150 reviews Google
4/5 ·9 reviews Apt. Finder
$1,295 – $1,700 /month

Monthly Cost Breakdown at Goldelm at Metro West Apartments

The listed rent isn't the whole number. Here's what Goldelm at Metro West Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,314 – $1,719
Base Rent $1,295 – $1,700
Est. Renters Insurance $19/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Goldelm at Metro West Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$200

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

Free

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Pet Policy

Bringing a pet? Here's what Goldelm at Metro West Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Birds and Reptiles Allowed
$30 Monthly Pet Rent
$300 Fee
100 lb Weight Limit
2 Pet Limit

About Goldelm at Metro West Apartments

Year Built: 1989
Stories: 3 stories
Units: 252
Phone: (689) 219-8805

From the property listing:

Goldelm at MetroWest apartments is a luxurious, resort-style community. We are located on a beautiful, lake-front property which offers glorious views specific to our Southwest Orlando apartments. You can appreciate these views from your private patio or balcony, by taking a leisurely stroll, or by swimming in one of our seven swimming pools. Our charming staff at these Orlando, FL apartments promise to offer you all they can to make your apartment the most comfortable living experience you can have.

Frequently Asked Questions

Does Goldelm at Metro West Apartments require renters insurance?
We didn't find a public insurance requirement for Goldelm at Metro West Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Goldelm at Metro West Apartments?
For this zip code and building type, expect to pay around $19/month ($226/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Goldelm at Metro West Apartments?
Plan for $1,314 to $1,719/month all-in. That's base rent ($1,295 – $1,700), plus roughly $19/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Goldelm at Metro West Apartments allow pets?
Yes, Goldelm at Metro West Apartments is pet-friendly. Here are the details: Birds and Reptiles Allowed. $30 Monthly Pet Rent. $300 Fee. 100 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Goldelm at Metro West Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find property manager on site — features that can also qualify you for insurance discounts.
What floor plans does Goldelm at Metro West Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,295 – $1,700. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Goldelm at Metro West Apartments?
No. SafeButler is not affiliated with Goldelm at Metro West Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Goldelm at Metro West Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Goldelm at Metro West Apartments directly. For lease, payment, or maintenance questions, contact the Goldelm at Metro West Apartments leasing office.
What is SafeButler and how does it work for Goldelm at Metro West Apartments renters?
SafeButler helps renters at Goldelm at Metro West Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Goldelm at Metro West Apartments in Orlando, FL, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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