Grand East Village Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Grand East Village Apartments in Orlando? Rent here runs $1,071 – $1,287, and renters insurance adds about $18/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3950 Columbia St, Orlando, FL 32805

Orlando

Managed by Housing Trust Group Built 2026 3 stories 92 units
4/5 ·5 reviews Google
Apt. Finder
$1,071 – $1,287 /month

Monthly Cost Breakdown at Grand East Village Apartments

The listed rent isn't the whole number. Here's what Grand East Village Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,089 – $1,305
Base Rent $1,071 – $1,287
Est. Renters Insurance $18/mo

Renters Insurance at Grand East Village Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Grand East Village Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$18

Est. Monthly

$215

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Grand East Village Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Grand East Village Apartments:

Carrier Monthly Annual
Lemonade $11/mo $134/yr
USAA $13/mo $150/yr
State Farm $17/mo $200/yr
Progressive $18/mo $217/yr
Safeco $18/mo $217/yr
Travelers $19/mo $234/yr
Allstate $21/mo $250/yr
Nationwide $21/mo $250/yr
Farmers $22/mo $267/yr
Liberty Mutual $25/mo $301/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $18/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Grand East Village Apartments has on-site security features (Property manager on site, Package lockers) that insurers recognize with premium discounts.

On-Site Security

Property manager on site Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Grand East Village Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Grand East Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Online Payments Charged per applicant.

$85

One Bedroom Deposit

Charged per unit. Payable to 3rd Party

$700 - $1,400

Two Bedroom Deposit

Charged per unit. Payable to 3rd Party

$800 - $1,600

Amenities

Special Features

On-Property Generators Media Room Efficient Appliances Catering Kitchenette Package Room Theater Room Air Conditioner Multipurpose Room Sunroom and Sundeck Lounge Area

Community Features

Maintenance on site Multi Use Room Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Air Conditioning Microwave Refrigerator Hardwood Floors Sunroom

About Grand East Village Apartments

Year Built: 2026
Stories: 3 stories
Units: 92
Management: Housing Trust Group
Phone: (321) 340-3247

From the property listing:

Discover What’s Coming! Join the Interest List for Our New 62+ Community Grand East Village is a three-story, mid-rise community for seniors 62+. The building encompasses 96,715 square feet. The community will offer 69 one-bedroom and 23 two-bedroom units, ranging from 683 to 978 square feet. Residents will enjoy various amenities, including a resort-style swimming pool, multipurpose community room with a catering kitchenette and media lounge, theater room, package room, sunroom sundeck lounge area, state-of-the-art fitness center, and on-property generators.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Grand East Village Apartments require renters insurance?
We didn't find a public insurance requirement for Grand East Village Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Grand East Village Apartments?
For this zip code and building type, expect to pay around $18/month ($215/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Grand East Village Apartments?
Plan for $1,089 to $1,305/month all-in. That's base rent ($1,071 – $1,287), plus roughly $18/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Grand East Village Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find property manager on site, package lockers — features that can also qualify you for insurance discounts.
What floor plans does Grand East Village Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,071 – $1,287. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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