Orlando, FL

Integra Cove Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for Integra Cove Apartments in Orlando? We break down what the lease requires, what coverage actually costs here (~$14/mo), the 8 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Integra Cove Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Integra Cove Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$14

Est. Monthly

$169

Est. Annual

$12

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Integra Cove Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Integra Cove Apartments:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

8 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Integra Cove Apartments has on-site security features (Controlled access, Property manager on site, Gated, Sprinklers, Covered parking, Alarm ready) that insurers recognize with premium discounts.

On-Site Security

Controlled access Property manager on site Gated Sprinklers Covered parking Alarm ready

6801 Integra Cove Blvd, Orlando, FL 32821

I Drive

Managed by BH Built 2015 4 stories 338 units
5/5 ·36 reviews Apt. Finder
$1,477 – $3,837 /month

Monthly Cost Breakdown at Integra Cove Apartments

The listed rent isn't the whole number. Here's what Integra Cove Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,614 – $3,974
Base Rent $1,477 – $3,837
Required Monthly Fees $123
Est. Renters Insurance $14/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Integra Cove Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Package Receiving Fee

Charged per unit.

$15 / mo

Valet Trash

Charged per unit.

$25 / mo

Smart Home Service

Charged per unit.

$25 / mo

Pest Control Fee

Charged per unit.

$5 / mo

Utility Service Fee

Contact local utility providers to get monthly cost estimates based on approximate household usage. Charged per unit.

$8.25 / mo

Utilities

Contact local utility providers to get monthly cost estimates based on approximate household usage. Charged per unit.

Varies / mo

Application Fee

Charged per applicant.

$75

Admin

Charged per unit.

$250

Utility New Account Fee

Contact local utility providers to get monthly cost estimates based on approximate household usage. Charged per unit.

$30

Security Deposit

Required security deposit or nonrefundable fee is based on screening outcome. Required security deposits are eligible for a refund after move-out. Zero upfront and/or deposit alternative options may be available. See agent to learn about all options. Charged per unit.

Varies one-time

Utility Final Bill Fee

Contact local utility providers to get monthly cost estimates based on approximate household usage. Charged per unit.

$30

Pets Fees

Pet Fee

No Weight Limit(breed restrictions apply) | Restrictions: None

$250

Pet Rent

Max of 2. Large dogs welcome, breed restrictions will apply.Amount varies based on number of pets, connect with an agent for more details. Charged per pet.

$20 / mo

Parking Fees

Parking Fee

Max of 1. Multiple options available, price will vary. Connect with an agent for details. Charged per vehicle.

Varies

Situational Fees

Damage Waiver Program

Residents must have renters liability insurance. Without proof of renters liability insurance, the resident will be enrolled in the Damage Waiver Program and charged the noted lease fee. This does not provide the individual with insurance coverage. Charged per unit.

Varies / mo

Pet Policy

Bringing a pet? Here's what Integra Cove Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

About Integra Cove Apartments

Year Built: 2015
Stories: 4 stories
Units: 338
Management: BH
Phone: (689) 202-3391

From the property listing:

Live lavishly at Integra Cove in Orlando, FL. Where upscale design meets copious convenience, thats where youll find our spacious one-, two-, and three-bedroom apartment homes complete with washers and dryers, keyless entry, and premium kitchens. What's more, youll love our resort-style swimming pool and 24-hour fitness center. Located in the heart of central Orlando and minutes to Sea World, discover Integra Cove, a place to live and a lifestyle to love.

Frequently Asked Questions

Does Integra Cove Apartments require renters insurance?
We didn't find a public insurance requirement for Integra Cove Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Integra Cove Apartments?
For this zip code and building type, expect to pay around $14/month ($169/year). Integra Cove Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Integra Cove Apartments?
Plan for $1,614 to $3,974/month all-in. That's base rent ($1,477 – $3,837), plus $123/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Integra Cove Apartments allow pets?
Yes, Integra Cove Apartments is pet-friendly. Here are the details: Cats Allowed. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Integra Cove Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find controlled access, property manager on site, gated, sprinklers — features that can also qualify you for insurance discounts.
What floor plans does Integra Cove Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,477 – $3,837. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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