Orlando, FL

Knights Circle Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for Knights Circle Apartments in Orlando? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Knights Circle Apartments

We found a few insurance details on Knights Circle Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Knights Circle Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Water/Leak Issues

3 mentions in Google reviews

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$16

Est. Monthly

$196

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Knights Circle Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Knights Circle Apartments:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Common topic
Noise Common topic
Slip/Fall Hazards Mentioned
Security System Failures Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Knights Circle Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

12440 Golden Knight Cir, Orlando, FL 32817

East Orlando

Built 1996 3 stories 744 units
3.7/5 ·884 reviews Google
5/5 ·7 reviews Apt. Finder
$955 – $1,065 /month

Monthly Cost Breakdown at Knights Circle Apartments

The listed rent isn't the whole number. Here's what Knights Circle Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $971 – $1,081
Base Rent $955 – $1,065
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Knights Circle Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Administrative Fee

Charged per unit.

$125

About Knights Circle Apartments

Year Built: 1996
Stories: 3 stories
Units: 744
Phone: (689) 207-3752

From the property listing:

Welcome to Knights Circle, where Students call home. From our vast amenities to our friendly staff, Knights Circle is a worry-free environment that allows you to focus on the most important thing - being a college student. You will experience our best in class student community created especially with you in mind. With amenities such as 3 clubhouses complete with a game room, fitness center, business center, three resort-style pools, a tennis court, convenient location and much more, why would you want to live anywhere else?

Frequently Asked Questions

Does Knights Circle Apartments require renters insurance?
We found specific coverage details on Knights Circle Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Knights Circle Apartments?
For this zip code and building type, expect to pay around $16/month ($196/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Knights Circle Apartments?
Plan for $971 to $1,081/month all-in. That's base rent ($955 – $1,065), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Knights Circle Apartments?
The area is fairly safe, with a B+ crime grade.
What floor plans does Knights Circle Apartments offer?
There are 3 floor plans to choose from, spanning 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $955 – $1,065. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Knights Circle Apartments?
No. SafeButler is not affiliated with Knights Circle Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Knights Circle Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Knights Circle Apartments directly. For lease, payment, or maintenance questions, contact Knights Circle Apartments's leasing office.
What is SafeButler and how does it work for Knights Circle Apartments renters?
SafeButler helps renters at Knights Circle Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Knights Circle Apartments in Orlando, FL, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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