Orlando, FL

Marbella Pointe and Marbella Cove Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Marbella Pointe and Marbella Cove Apartments in South Orlando? This community requires renters insurance before you can sign a lease, and with rent at $1,219 – $2,209, you'll want to know exactly what that adds to your monthly bill. We estimate coverage here runs about $17/mo — below we break down the lease requirements, compare carriers, and show you how to get the best rate.

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7528 Marbella Pointe Dr, Orlando, FL 32822

South Orlando

Built 2008 3 stories 120 units
3.6/5 ·217 reviews Google
Apt. Finder
$1,219 – $2,209 /month

Monthly Cost Breakdown at Marbella Pointe and Marbella Cove Apartments

The listed rent isn't the whole number. Here's what Marbella Pointe and Marbella Cove Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,236 – $2,226
Base Rent $1,219 – $2,209
Est. Renters Insurance $17/mo

Renters Insurance at Marbella Pointe and Marbella Cove Apartments

Marbella Pointe and Marbella Cove Apartments's website requires tenants to carry renters insurance. The exact coverage minimums may vary by unit type, so confirm the specifics with the leasing office when you apply.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Farmers Sure Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

In Marbella Pointe and Marbella Cove Apartments's own words:

"Deposits/fees set by the leasing office; renters insurance required"

What Affects Your Premium Here

Every building is different. These factors specific to Marbella Pointe and Marbella Cove Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$17

Est. Monthly

$206

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Marbella Pointe and Marbella Cove Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Marbella Pointe and Marbella Cove Apartments:

Carrier Monthly Annual
Lemonade $10/mo $118/yr
USAA $11/mo $132/yr
State Farm $15/mo $176/yr
Progressive $16/mo $191/yr
Safeco $16/mo $191/yr
Travelers $17/mo $206/yr
Allstate $18/mo $220/yr
Nationwide $18/mo $220/yr
Farmers $20/mo $235/yr
Liberty Mutual $22/mo $264/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Marbella Pointe and Marbella Cove Apartments has on-site security features (Covered parking) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Slip/Fall Hazards Mentioned

On-Site Security

Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Marbella Pointe and Marbella Cove Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Marbella Pointe and Marbella Cove Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Electric

Charged per unit. Payable to 3rd Party

Usage-Based

Utility - Water/Waste Water

Charged per unit. Payable to 3rd Party

Usage-Based

Holding Fee

Payment due upon completion of acceptable background screening. Applied toward security deposit at move in. Non-refundable if applicant cancels their application. Charged per unit.

$150

Application Fee Per Applicant

Charged per applicant.

$30

Resident Access Keys/Cards/Locks/Remotes Fee

Refundable if key card or operational gate remote is returned at time of move out. Charged per unit.

$10 - $25

Pet Management Fee

Paid to third party for households with pets to determine ifpets meet community policies, if applicable. Charged per applicant. Payable to 3rd Party

$30

Security Deposit - Refundable

Based on an A Level Deposit. Subject to be increased based on score. Charged per unit.

$900

Additional Security Deposit - Refundable

Additional deposit, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Up to $400 Charged per unit.

Varies one-time

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$400

Dog Rent

Charged per pet.

$50 / mo

Cat Rent

Charged per pet.

$50 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$35 / mo

Addons Fees

Washer/Dryer Rental

Included in Market Rate Apartment Rent Charged per rentable item.

$58 / mo

Situational Fees

Animal Waste Fine

Charged per occurrence.

$200 / occurence

Month to Month Tenancy

Rent Increases to Current Market Rent Charged per occurrence

$250 / occurence

Pet/Animal - Lease Violation

Unauthorized Pets Charged per occurrence.

$400 / occurence

Early Lease Termination/Cancellation

Rate Varies - Based Upon Resident Selection on Lease Addendum Charged per occurrence.

Varies / occurrence

Late Fee

Late Fee is $95 if rent is not paid by 3rd. An additional late fee of $55 is incurred if rent is not paid by 15th. Charged per occurrence.

Varies / occurrence

Trash Violation Fine

First offense $50, Second offense $75, Third and subsequent offenses $100; Bulk trash: $100/small item (1 person), $150/large item (2+ people), $250/hazardous (tires, appliances, batteries). Charged per occurrence.

Varies / occurrence

Amenities

Special Features

Carports Available Large Closets Energy Efficient Appliances Washer/Dryer Rentals Available Wheelchair Access Online Rent Payment Service Outdoor Green Space with Playground Stain Resistant Berber-Style Carpeting Lake/Pond Views Available Programmable Thermostat Open Kitchen with Breakfast Bar and Pantry Vaulted Ceilings in Select Units Car Care Center Sitting Area with Picnic Tables and BBQ Grill

Community Features

Maintenance on site Business Center Clubhouse Sundeck Grill Picnic Area Pond Fitness Center Pool Playground Volleyball Court

Floor Plan Amenities

Washer/Dryer Air Conditioning Wheelchair Accessible (Rooms) Dishwasher Pantry Kitchen Microwave Range Refrigerator Vaulted Ceiling

Pet Policy

Bringing a pet? Here's what Marbella Pointe and Marbella Cove Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
30 lb Weight Limit
2 Pet Limit

About Marbella Pointe and Marbella Cove Apartments

Year Built: 2008
Stories: 3 stories
Units: 120
Phone: (866) 351-4929

From the property listing:

Learn more about our current specials! Discover a carefree lifestyle filled with comfort, convenience, and style at Marbella Pointe Apartment Homes in East Orlando. Located on South Goldenrod Road with easy access to SR-408/East-West Expressway and SR 417/Central Florida GreeneWay.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Marbella Pointe and Marbella Cove Apartments require renters insurance?
Yes — you'll need an active renters insurance policy to sign a lease at Marbella Pointe and Marbella Cove Apartments. You'll need to add the property management as an interested party on your policy, which most carriers can do at no extra charge.
How much is renters insurance at Marbella Pointe and Marbella Cove Apartments?
For this zip code and building type, expect to pay around $17/month ($206/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Marbella Pointe and Marbella Cove Apartments?
Plan for $1,236 to $2,226/month all-in. That's base rent ($1,219 – $2,209), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Marbella Pointe and Marbella Cove Apartments allow pets?
Yes, Marbella Pointe and Marbella Cove Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. 30 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Marbella Pointe and Marbella Cove Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find covered parking — features that can also qualify you for insurance discounts.
What floor plans does Marbella Pointe and Marbella Cove Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,219 – $2,209. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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