Renters Insurance at Metro Village Luxury Apartments
We found a few insurance details on Metro Village Luxury Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Metro Village Luxury Apartments can push your insurance cost up or down:
Older Building
Built in 1983 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Ground Level
Single-story — higher flood/water intrusion risk
Theft Reports
2 mentions in Google reviews
Security System Issues
1 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: B+
What You'll Likely Pay
$19
Est. Monthly
$226
Est. Annual
$17
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Metro Village Luxury Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Metro Village Luxury Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $123/yr |
| USAA | $12/mo | $138/yr |
| State Farm | $15/mo | $184/yr |
| Progressive | $17/mo | $200/yr |
| Safeco | $17/mo | $200/yr |
| Travelers | $18/mo | $215/yr |
| Allstate | $19/mo | $230/yr |
| Nationwide | $19/mo | $230/yr |
| Farmers | $20/mo | $246/yr |
| Liberty Mutual | $23/mo | $276/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Metro Village Luxury Apartments has on-site security features (Controlled access, Property manager on site, Gated, Doorman, Perimeter fencing) that insurers recognize with premium discounts.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Metro Village Luxury Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
222 N Hiawassee Rd, Orlando, FL 32835
West Orlando
Monthly Cost Breakdown at Metro Village Luxury Apartments
The listed rent isn't the whole number. Here's what Metro Village Luxury Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Metro Village Luxury Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Pet Fee
Breed restrictions apply, call for details
Parking Fees
Surface Lot
assigned parking is optional
Pet Policy
Bringing a pet? Here's what Metro Village Luxury Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Metro Village Luxury Apartments
From the property listing:
Metro Village Luxury Apartments is situated in the sunny Metro West area of Orlando. From relaxing amenities to various floor plan options, there is something for everyone. Our staff is ready and waiting to help you find your perfect new home. Some of our amenities and features include a sparkling swimming pool with poolside grilling station and cabana, playground, in-unit washers and dryers, upgraded units with modern cabinetry, stainless steel appliances, granite countertops, and wood style flooring. Fenced backyards also available! Visit Metro Village Luxury Apartments today!
Frequently Asked Questions
Does Metro Village Luxury Apartments require renters insurance?
How much is renters insurance at Metro Village Luxury Apartments?
What will I actually pay per month at Metro Village Luxury Apartments?
Does Metro Village Luxury Apartments allow pets?
How safe is the area around Metro Village Luxury Apartments?
What floor plans does Metro Village Luxury Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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