The Addison at Universal Boulevard Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Addison at Universal Boulevard Apartments in Universal? Rent here runs $1,285 – $3,723, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9707 Mia Cir, Orlando, FL 32819

Universal

Managed by Milhaus Built 2019 4 stories 344 units
5/5 ·4 reviews Apt. Finder
$1,285 – $3,723 /month

Monthly Cost Breakdown at The Addison at Universal Boulevard Apartments

The listed rent isn't the whole number. Here's what The Addison at Universal Boulevard Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,297 – $3,735
Base Rent $1,285 – $3,723
Est. Renters Insurance $12/mo

Renters Insurance at The Addison at Universal Boulevard Apartments

We found a few insurance details on The Addison at Universal Boulevard Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Addison at Universal Boulevard Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: B+

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Addison at Universal Boulevard Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Addison at Universal Boulevard Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. The Addison at Universal Boulevard Apartments has on-site security features (Package service, Property manager on site) that insurers recognize with premium discounts.

On-Site Security

Package service Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at The Addison at Universal Boulevard Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$49

Administrative Fee

Charged per unit.

$50

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Amenities

Special Features

Tanning Bed Eco-Friendly Windows Fire Pit Soaking Tub & Shower Wood Plank Flooring 42 Inch Cabinets, Kitchen island, Light fixtures upgrades One Garage Included Wood Plank Flooring Except B/R 13 ft Ceilings in Select Carriage Homes 9 ft Ceilings Custom Linen Space Stand-Up Shower Ceiling Fan in Living Room Custom Pantry Smart Locks w/ App Controls Soft Closing, Shaker Style Cabinetry Trough Sink w/ High Arch Faucet Two garages included WiFi Thermostat w/ App Controls Brushed Nickel Hardware and fixtures Screened Patio/Balcony Second Floor Premium

Community Features

Maintenance on site Trash Pickup - Door to Door Planned Social Activities Pet Care Pet Play Area Pet Washing Station Car Charging Station Car Wash Area Business Center Clubhouse Multi Use Room Tanning Salon Grill Fitness Center Pool Gameroom

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Double Vanities Dishwasher Disposal Ice Maker Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Carpet Vinyl Flooring Walk-In Closets Window Coverings Balcony Patio Porch

Pet Policy

Bringing a pet? Here's what The Addison at Universal Boulevard Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$300 Fee
2 Pet Limit

About The Addison at Universal Boulevard Apartments

Year Built: 2019
Stories: 4 stories
Units: 344
Management: Milhaus
Phone: (689) 600-3315

From the property listing:

At The Addison at Universal Boulevard, we want to expand your living space. So, we've created what amounts to your own private clubhouse. We call it Brilliant. One step inside? The Addison at Universal Boulevard?, a series of new luxury apartments in Orlando, and it's clear that this artistic triumph transcends the ordinary. Designed with a vision for the future - and your specifications at hand - their luxe apartment homes in Orlando are a brilliant mix of style, space, modern convenience, and personalized attention.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Addison at Universal Boulevard Apartments require renters insurance?
We found specific coverage details on The Addison at Universal Boulevard Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Addison at Universal Boulevard Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at The Addison at Universal Boulevard Apartments?
Plan for $1,297 to $3,735/month all-in. That's base rent ($1,285 – $3,723), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Addison at Universal Boulevard Apartments allow pets?
Yes, The Addison at Universal Boulevard Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Addison at Universal Boulevard Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find package service, property manager on site — features that can also qualify you for insurance discounts.
What floor plans does The Addison at Universal Boulevard Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,285 – $3,723. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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