Orlando, FL

The Bentley Apartments: Renters Insurance Guide & What It Actually Costs

Last updated May 10, 2026

Looking for the best renters insurance for The Bentley Apartments in Orlando? We break down what the lease requires, what coverage actually costs here (~$12/mo), the 7 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at The Bentley Apartments

We found a few insurance details on the The Bentley Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Bentley Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$12

Est. Monthly

$139

Est. Annual

$10

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Bentley Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Bentley Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $102/yr
State Farm $11/mo $136/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $159/yr
Allstate $14/mo $170/yr
Nationwide $14/mo $170/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $204/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $10/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. The Bentley Apartments has on-site security features (Controlled access, Gated, Sprinklers) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Fire Mentioned

What residents talk about most

Management

Consistently positive in reviews

“The staff is amazing, neighbors are great, and the location is perfect.” — Google reviewer

On-Site Security

Controlled access Gated Sprinklers

Natural Hazards & Your Renters Coverage

The natural-hazard exposure at The Bentley Apartments is mild on every dimension a renter typically cares about. FEMA's flood zone for this address is low-risk, USGS rates seismic activity as low, and severe-weather records for Orange County are unremarkable. Standard renters insurance handles the everyday claims (theft, fire, wind, water damage from leaks) without any add-ons. Specifics below for the curious.

Flood damage

This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Earthquake shaking

Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.

Low seismic hazard · ground motion 0.03g

Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.

Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.

Severe weather you'd actually claim for

Severe-weather activity in Orange County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.

High-wind events ~6.0/yr
Hail events ~3.8/yr
Tornado events ~0.4/yr
Flood events ~1.4/yr

Source: NOAA Storm Events Database, annual averages from the past five years for Orange County. Counts reflect reported events, not damage amounts.

The bottom line: a standard renters policy at this address is sufficient. None of the optional natural-hazard endorsements pay back at meaningful odds.

7200 Azure Cir, Orlando, FL 32836

I Drive

Built 2023 4 stories 396 units
3.9/5 ·111 reviews Google
Apt. Finder
$1,605 – $3,365 /month

Monthly Cost Breakdown at The Bentley Apartments

The listed rent isn't the whole number. Here's what The Bentley Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,617 – $3,377
Base Rent $1,605 – $3,365
Est. Renters Insurance $12/mo

Fees Beyond Rent

These are the additional charges beyond base rent at The Bentley Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$90

Administrative Fee

Charged per unit.

$250

Pets Fees

Pet Deposit

Charged per pet.

Free

Pet Fee

Charged per pet.

$350

Monthly Pet Fee

Charged per pet.

$30 / mo

Pet Policy

Bringing a pet? Here's what The Bentley Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

About The Bentley Apartments

Year Built: 2023
Stories: 4 stories
Units: 396
Phone: (689) 600-3348

From the property listing:

The Bentley Luxury Apartments are located on the corner of Apopka Vineland Road and Daryl Carter Parkway as a part of Town Center at O-Town West. Amenities will include a resort-style swimming pool with jacuzzi, resident lounge with a coffee bar, a social area featuring billiards and arcade games, a theater room, entertainment lanai with HDTV, and more.

Frequently Asked Questions

Does The Bentley Apartments require renters insurance?
We found specific coverage details on the The Bentley Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Bentley Apartments?
For this zip code and building type, expect to pay around $12/month ($139/year). The Bentley Apartments has security features that qualify for discounts — with those applied, you could pay as little as $10/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at The Bentley Apartments?
Plan for $1,617 to $3,377/month all-in. That's base rent ($1,605 – $3,365), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Bentley Apartments allow pets?
Yes, The Bentley Apartments is pet-friendly. Here are the details: Cats Allowed. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around The Bentley Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find controlled access, gated, sprinklers — features that can also qualify you for insurance discounts.
What floor plans does The Bentley Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,605 – $3,365. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with The Bentley Apartments?
No. SafeButler is not affiliated with The Bentley Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from The Bentley Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from The Bentley Apartments directly. For lease, payment, or maintenance questions, contact the The Bentley Apartments leasing office.
What is SafeButler and how does it work for The Bentley Apartments renters?
SafeButler helps renters at The Bentley Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at The Bentley Apartments in Orlando, FL, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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