4937 Waterway Ct, Orlando, FL 32839
Park Central
Monthly Cost Breakdown at The Landing at East Mil Apartments
The listed rent isn't the whole number. Here's what The Landing at East Mil Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Landing at East Mil Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Landing at East Mil Apartments can push your insurance cost up or down:
Older Building
Built in 1988 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.
AreaVibes
Crime grade: B+
What You'll Likely Pay
$20
Est. Monthly
$236
Est. Annual
$18
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Landing at East Mil Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Landing at East Mil Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $128/yr |
| USAA | $12/mo | $144/yr |
| State Farm | $16/mo | $192/yr |
| Progressive | $17/mo | $208/yr |
| Safeco | $17/mo | $208/yr |
| Travelers | $19/mo | $224/yr |
| Allstate | $20/mo | $240/yr |
| Nationwide | $20/mo | $240/yr |
| Farmers | $21/mo | $256/yr |
| Liberty Mutual | $24/mo | $289/yr |
Discounts You May Qualify For
Next Step
See if you can beat $18/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. The Landing at East Mil Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated) that insurers recognize with premium discounts.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Landing at East Mil Apartments.
FEMA Zone AE — High-risk flood area with base flood elevation
Flood insurance strongly recommended — standard renters policies exclude flood damage.
What to know about flood insurance as a renter:
- Your landlord's building policy does not cover your belongings
- NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structural damage
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at The Landing at East Mil Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
CAM Fee
Charged per unit.
Utility - Water
Charged per unit.
Utility - Sewer
Charged per unit.
Utility - Gas
Charged per unit.
Utility - Electric
Charged per unit.
Administrative Fee
Charged per unit.
Security Deposit - Refundable
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Deposit
Charged per vehicle.
Parking Fee
Charged per vehicle.
Situational Fees
Returned Payment Fee (NSF)
Charged per occurrence.
Transfer & Sublet
Charged per occurrence.
Month to Month Fees
Charged per occurrence.
Late Fee
Charged per occurrence.
Early Lease Termination/Cancellation
One months rent Charged per occurrence.
Attorney Fees
Charged per occurrence.
Cleaning and Damage Fees
Charged per occurrence.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what The Landing at East Mil Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About The Landing at East Mil Apartments
From the property listing:
Welcome to The Landing at East Mil, your personal haven filled with the latest upgrades. Live the way you’ve always wanted with stylish kitchens, updated flooring, and spacious one and two bedroom floor plans to call home. When you’re ready to socialize, you can lounge poolside, take your pup for a romp in our green dog park, or get in shape at our on-site fitness center. And if that doesn’t convince you, The Landing is centrally placed in Orlando, within easy reach of plentiful dining, shopping, and entertainment options. What’s not to love?
Other Options Nearby
Still weighing your choices? Other communities in Orlando — compare rent and estimated insurance cost side by side.
Lorenzo At East Mil Apartments
Park Central
10006 Granite Ln Rental
Williamsburg
1001 E Pine St Townhouse
Downtown Orlando
10064 Marguex Dr Rental
East Orlando
10112 Andover Point Cir Rental
East Orlando
10121 Doriath Cir Rental
East Orlando
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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