Orlando, FL

The Oasis at Crosstown Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for The Oasis at Crosstown Apartments in Orlando? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 5 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at The Oasis at Crosstown Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Oasis at Crosstown Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$16

Est. Monthly

$188

Est. Annual

$15

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Oasis at Crosstown Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Oasis at Crosstown Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $200/yr
Safeco $17/mo $200/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $246/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. The Oasis at Crosstown Apartments has on-site security features (Controlled access, Covered parking) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Noise Mentioned
Fire Mentioned
Management Issues Mentioned

On-Site Security

Controlled access Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Oasis at Crosstown Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

1124 Crosstown Way, Orlando, FL 32807

Eastside

Managed by Picerne Real Estate Group Built 2019 4 stories 343 units
4.6/5 ·353 reviews Google
1 review Apt. Finder
$1,680 – $2,782 /month

Monthly Cost Breakdown at The Oasis at Crosstown Apartments

The listed rent isn't the whole number. Here's what The Oasis at Crosstown Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,696 – $2,798
Base Rent $1,680 – $2,782
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at The Oasis at Crosstown Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$199

Pets Fees

Dog Fee

Charged per pet.

$250

Cat Fee

Charged per pet.

$250

Parking Fees

Parking Fee

Charged per vehicle.

$125 - $195 / mo

Garage Lot

Detached Garage $125 a month Attached Garage $175 a month

Pet Policy

Bringing a pet? Here's what The Oasis at Crosstown Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$250 Fee

About The Oasis at Crosstown Apartments

Year Built: 2019
Stories: 4 stories
Units: 343
Management: Picerne Real Estate Group
Phone: (689) 220-3145

From the property listing:

One of the leading communities in Orlando, the Oasis at Crosstown features plenty of indulgences. Get ready for your staycation right from your new home! From our incredible array of amenities to the elegant interior details, you'll be proud to call us home.

Frequently Asked Questions

Does The Oasis at Crosstown Apartments require renters insurance?
We didn't find a public insurance requirement for The Oasis at Crosstown Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Oasis at Crosstown Apartments?
For this zip code and building type, expect to pay around $16/month ($188/year). The Oasis at Crosstown Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at The Oasis at Crosstown Apartments?
Plan for $1,696 to $2,798/month all-in. That's base rent ($1,680 – $2,782), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Oasis at Crosstown Apartments allow pets?
Yes, The Oasis at Crosstown Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $250 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Oasis at Crosstown Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find controlled access, covered parking — features that can also qualify you for insurance discounts.
What floor plans does The Oasis at Crosstown Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,680 – $2,782. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with The Oasis at Crosstown Apartments?
No. SafeButler is not affiliated with The Oasis at Crosstown Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from The Oasis at Crosstown Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from The Oasis at Crosstown Apartments directly. For lease, payment, or maintenance questions, contact The Oasis at Crosstown Apartments's leasing office.
What is SafeButler and how does it work for The Oasis at Crosstown Apartments renters?
SafeButler helps renters at The Oasis at Crosstown Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at The Oasis at Crosstown Apartments in Orlando, FL, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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