The Verdict · Orlando, FL
$1,702–$2,807
real monthly · incl. fees + insurance
4.2★
139 Google reviews
Average crime
worth watching
A solidly reviewed community where the real cost runs ~$32 over sticker, and there's no standout hazard to plan around.
Looking for renters insurance?
It runs about $12/mo — see what renters insurance in Orlando, FL typically costs.
Also worth knowing: Does renters insurance cover hurricane damage?
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of Urbon @ Nona Apartment Homes.
“The Urbon complex is very clean and well-maintained. The ladies in the leasing office always greet you warmly and are ready to help with whatever you need. Maintenance requests are handled quickly and efficiently. My leasing agent, Nory, was straightforward and made the entire leasing process easy …”
“Update 12/21: Juan stopped by to fix my washer, after I was struggling to wash a load for an entire day. It took about 10min for him to fix it, and not only he delivered excellent service but he went above and beyond explaining the issue and how it can be avoided/corrected next time. Great asset fo…”
“We are looking to relocate this summer. Toured several developments. By far, this property well exceeded my expectations. Gaby was amazing. She explained everything in detail. Made our choice an easy one. The apartment was spacious and amenities gorgeous. Peaceful and very clean. Thank you Gab…”
“Urbon management doesn’t fix issues or reply to e-mails. If management is so awesome, they should do something about the amenities. The Spa has not been working since July 2023, the pool is not heated like they advertise on Urbon's site, and they are taking away the coffee stations. One of the mac…”
“✨ Living at Urbon at Lake Nona honestly feels like paradise! 🌴 The amenities are awesome and make life here super enjoyable. Sure, no place is perfect—there are little things that could be better, but that mostly comes down to us as a community taking care of this beautiful spot. 💫 Big shoutout to…”
What reviews flag most
Mined from 5 recent reviews · 139 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
What residents talk about most
Consistently positive in reviews
“Great asset for the Urbon Maintenance team.”— Google reviewer
Consistently positive in reviews
“It took about 10min for him to fix it, and not only he delivered excellent service but he went above and beyond explaining the issue and how it can be avoided/corrected next time.”— Google reviewer
9264 Moss Preserve Pky, Orlando, FL 32832
Lake Nona
What Urbon @ Nona Apartment Homes Really Costs
The sticker rent isn't the whole number. Here's what Urbon @ Nona Apartment Homes actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$12/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at Urbon @ Nona Apartment Homes. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Orlando looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
B+
Area crime grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so this is the AreaVibes neighborhood grade as a general signal — a city-level read, not block-by-block. Urbon @ Nona Apartment Homes has on-site security features (Package service, Controlled access, Property manager on site, Video patrol, Gated, Doorman, Package lockers, Sprinklers, Covered parking, On site maintenance).
On-Site Security
Natural Hazards to Plan For
The natural-hazard exposure at Urbon @ Nona Apartment Homes is mild on every dimension a renter typically cares about. FEMA's flood zone for this address is low-risk, USGS rates seismic activity as low, and severe-weather records for Orange County are unremarkable. Standard renters insurance handles the everyday claims (theft, fire, wind, water damage from leaks) without any add-ons. Specifics below for the curious.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
Source · FEMA NFHL
FEMA Zone X (minimal flood hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.
Source · USGS NSHM
Low seismic hazard · ground motion 0.03g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under a standard renters policy regardless.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
Severe-weather activity in Orange County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.
Source · NOAA Storm Events · 5-yr averages for Orange County
The bottom line: a standard renters policy at this address is sufficient. None of the optional natural-hazard endorsements pay back at meaningful odds.
Renters Insurance at Urbon @ Nona Apartment Homes
What Affects Your Premium Here
Every building is different. These factors specific to Urbon @ Nona Apartment Homes can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
Liability Hazards
3 mentions of slip/fall, trip hazards, or injuries in reviews
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: B+
What You'll Likely Pay
$12
Est. monthly
$147
Est. annual
$11
With discounts/mo
$16
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Urbon @ Nona Apartment Homes based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Urbon @ Nona Apartment Homes:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
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Pet Policy
Bringing a pet? Here's what Urbon @ Nona Apartment Homes allows, along with the deposits and monthly pet rent to budget for.
One cost the pet fees don't touch: vet bills. Compare pet insurance quotes for your dog or cat in about a minute.
About Urbon @ Nona Apartment Homes
From the property listing:
Urbon @ Nona SMART Apartment Homes is setting a new standard for connected living and luxury lifestyles. We are conveniently located near Lake Nona in beautiful Orlando, Florida. Please browse our website, send us an email, give us a call, arrange an appointment or visit us on social media. We would love to have the opportunity to discuss with you one of our 21 floor plans, our superior interior apartment finishes and our astounding clubhouse. Come, explore and enjoy!
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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