Renters Insurance at Hill House at Chestnut Hill Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Hill House at Chestnut Hill Apartments can push your insurance cost up or down:
Older Building
Built in 1964 — older plumbing/electrical may increase risk
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 4380/100K (178% above national average)
What You'll Likely Pay
$15
Est. Monthly
$184
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Hill House at Chestnut Hill Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Hill House at Chestnut Hill Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Philadelphia.
Philadelphia property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Hill House at Chestnut Hill Apartments also has on-site security features (Controlled access, Concierge, Doorman) that insurers recognize with discounts.
Source: FBI UCR Program, Philadelphia (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Hill House at Chestnut Hill Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
201 W Evergreen Ave, Philadelphia, PA 19118
Northwest Philadelphia/Manayunk
Monthly Cost Breakdown at Hill House at Chestnut Hill Apartments
The listed rent isn't the whole number. Here's what Hill House at Chestnut Hill Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Hill House at Chestnut Hill Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Water/Sewer/Trash billing Fee
Water/Sewer/Trash billing Fee: $3.25 not to exceed $5.00 mon thly Charged per unit.
Electric Service Fee for not setting up
Charged per unit.
Water/Sewer/Gas/Electric
varies monthly billed 2-months in a rrears Charged per unit.
Pets Fees
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Pet fee at move-in, non-refundable
Charged per pet.
Monthly pet fee
per animal: $40.00 per pet Charged per pet.
Parking Fees
Garage Parking $125 - $140
Charged per vehicle.
Situational Fees
Late Fee
A $100 late fee is charged if not paid by the 5th of the mon th at 11:59 pm Charged per unit.
NSF Tenant Fee
Charged per unit.
Termination Fee
is equivalent to one-month base rent Charged per unit.
Pet Policy
Bringing a pet? Here's what Hill House at Chestnut Hill Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Hill House at Chestnut Hill Apartments
From the property listing:
LEASE BY 5/15/26 TO RECEIVE ONE MONTH FREE WITH A 12-MONTH LEASE OR HALF MONTH FREE WITH A 6-11 MONTH LEASE! FOR A LIMITED TIME RECEIVE AN ADDITIONAL $1000 GIFT CARD - CALL FOR DETAILS. Hill House at Chestnut Hill is a modern apartment community in the historic Chestnut Hill neighborhood near downtown Philadelphia, Pennsylvania, and just steps away from the Chestnut Hill West train station (SEPTA).
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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