Renters Insurance at The Revere Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Revere Apartments can push your insurance cost up or down:
Older Building
Built in 1961 — older plumbing/electrical may increase risk
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Identity Theft Concerns
1 mention in reviews (mail tampering, fraud, personal info)
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 4380/100K (178% above national average)
What You'll Likely Pay
$15
Est. Monthly
$184
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Revere Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Pennsylvania
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Revere Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Philadelphia.
Philadelphia property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Revere Apartments also has on-site security features (Controlled access) that insurers recognize with discounts.
Source: FBI UCR Program, Philadelphia (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Revere Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
2301 Woodward St, Philadelphia, PA 19115
Northeast Philadelphia
Monthly Cost Breakdown at The Revere Apartments
The listed rent isn't the whole number. Here's what The Revere Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at The Revere Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Liability Waiver
Mandatory $13.99 per month for Damage Waiver Program. Option al $5 per month to add personal property coverage. Charged per unit.
Application Fee (Per Applicant)
Charged per applicant.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Surface Lot
Reserved Parking available for Plaza and Tower residents. $ 50-75
Situational Fees
Gas Utility (Tenant Responsibility)
Monthly cost varies, billed per Ratio Utility Billing System (RUBS). Paid directly to landlord. Charged per unit.
Electric Utility (Tenant Responsibility)
Monthly cost varies, based off of usage. Payable directly to landlord. Charged per unit.
Pet Policy
Bringing a pet? Here's what The Revere Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About The Revere Apartments
From the property listing:
Welcome to your new home at The Revere Apartments! The Revere Apartments offers a wide selection of innovatively designed apartment homes. Choose from a variety of floor plans to find the perfect fit for your lifestyle. The Revere Apartments offers unlimited possibilities to reflect your lifestyle. Discover the many ways to make The Revere Apartments your home. From modern living areas to upgraded kitchens, from spacious apartments to amazing amenities and there's something for everyone.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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