The Verdict · Phoenix, AZ
$1,483–$3,023
real monthly · incl. fees + insurance
4.3★
209 Google reviews
No major red flags
worth watching
A well-rated community where the real cost runs ~$158 over sticker, and there's no standout hazard to plan around.
Looking for renters insurance?
About $13/mo here — the one thing worth sorting before you sign.
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of Acero at Algodon Center Apartments.
“Counting down the days until my lease is up. Thank you Adiana for that voicemail which encouraged me to share my experience over the last almost 5 years! I have lived at this community for several years, and unfortunately the overall living experience has declined significantly in last 1.5-2 years…”
“I love that they have seasonal events, they are super fun and very relaxing. It’s also a great way to get to know your neighbors and they have an amazing team of staffs members. Adiana is always so kind and very helpful, she interacts with all guests every time and is very welcoming. Thank you adia…”
“A very beautiful, pleasant, clean apartment complex that's always having fun events for the residents. With staff that's been helpful since day 1, and always responds to any questions and concerns right away! Since relocating from Cali they've made me and my family feel like we're home!!!!”
“I lived here for 2 years and I love it here. I would have honestly given it a lower rating due to a previous manager but Ricky, Adiana, and the guy with the dark hair (Mark?) has been completely amazing. The maintenance crew will go above and beyond to make sure your maintenance request is done as…”
“I have lived here for a year and a half and just renewed my lease. We have had a great experience living here. Maintenance is always quick to respond to our work orders, the office staff are always helpful and professional. Me and my family enjoy living here”
What reviews flag most
Mined from 5 recent reviews · 209 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
What residents talk about most
Consistently positive in reviews
“The maintenance crew will go above and beyond to make sure your maintenance request is done as quickly as they can get to you.”— Google reviewer
Consistently positive in reviews
“It’s also a great way to get to know your neighbors and they have an amazing team of staffs members.”— Google reviewer
3223 N Algodon Way, Phoenix, AZ 85037
Maryvale
What Acero at Algodon Center Apartments Really Costs
The sticker rent isn't the whole number. Here's what Acero at Algodon Center Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$13/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at Acero at Algodon Center Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Waste Disposal
Charged per unit.
Application Fee
Charged per applicant.
Security Deposit
Charged per unit.
Administrative Fee
Charged per unit.
Non-Refundable Move In Fee
Charged per unit.
Move-in Security Deposit
Charged per unit.
Doorstep Waste Container
Charged per unit.
Valet Waste Container Income
Charged per unit.
Return Item Fee
Charged per unit.
Non-Refundable Transfer Fee
Charged per unit.
Non-Refundable Transfer Fee
Charged per unit.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Pet Fee Non-Refundable
Charged per pet.
Pet Rent
Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Garage
Charged per vehicle.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Phoenix looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
Phoenix property crime
2,080
per 100K residents
U.S. avg 1,578 / 100K
Breakdown per 100K residents
U.S. average
The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car. Acero at Algodon Center Apartments's on-site security (Package service, Property manager on site, Gated, Covered parking) helps on the margin.
Source · FBI UCR · Phoenix · 2024-12 to 2025-11
On-Site Security
Natural Hazards to Plan For
At a moderate-hazard address like Acero at Algodon Center Apartments, the question of whether to add earthquake coverage to a renters policy isn't obvious — endorsements run roughly $50–$150 a year, and the probability of a damaging quake is real but low. Flood risk here is minimal and most other weather damage is already covered. Specifics below.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
Source · FEMA NFHL
FEMA Zone X (0.2% annual chance — 500-year floodplain) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
The seismic picture is in the middle: damaging earthquakes are uncommon but not negligible. Renters insurance excludes earthquake damage regardless, so the choice is whether the modest cost of an endorsement is worth the modest probability of a payout. The data point below provides the specifics.
Source · USGS NSHM
Moderate seismic hazard · ground motion 0.08g
Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
This is the part of the natural-hazard picture where renters insurance actually pays out. NOAA records around 83 severe-weather events a year in Maricopa County. Damage to personal property from wind, hail, and storms is covered by a baseline policy — the historical record below is more about understanding what your policy will actually be used for than identifying a coverage gap.
Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.
Source · NOAA Storm Events · 5-yr averages for Maricopa County
Standard renters insurance is enough for most renters here. The earthquake endorsement is worth pricing if you'd find replacing your possessions out-of-pocket painful.
Renters Insurance at Acero at Algodon Center Apartments
We found a few insurance details on the Acero at Algodon Center Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you buy your policy, most carriers have a field to add the property as an interested party — skip it and your proof may get rejected. It takes 30 seconds. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Acero at Algodon Center Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2080/100K (32% above national average)
What You'll Likely Pay
$13
Est. monthly
$155
Est. annual
$12
With discounts/mo
$14
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Acero at Algodon Center Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Acero at Algodon Center Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
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Pet Policy
Bringing a pet? Here's what Acero at Algodon Center Apartments allows, along with the deposits and monthly pet rent to budget for.
About Acero at Algodon Center Apartments
From the property listing:
Looking for modern apartments in Phoenix? Acero Algodon Center offers 1, 2, and 3-bedroom floor plans with in-home washers and dryers, quartz counters, and stainless steel appliances. Located near I-10 and the Loop 101, it's a commuter-friendly spot just minutes from State Farm Stadium, Gateway Pavilions, and Desert Sky Mall. This pet-friendly community features a pool, fitness center, and bark park-perfect for laid-back living with easy access to dining, shopping, and entertainment.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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