Pittsburgh, PA

Encore Apartments: What Residents Say, Real Cost & What to Watch For

Last updated May 10, 2026

Encore Apartments is rated 3.8 by 41 residents — so here's the honest picture beyond the listing: the true all-in monthly cost, what reviews actually flag, and the risks worth knowing. We also break down what renters insurance costs here (~$12/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.


The Verdict · Pittsburgh, PA

$2,232–$4,362

real monthly · incl. fees + insurance

3.8

41 Google reviews

No major red flags

worth watching

A solidly reviewed community where the real cost runs ~$12 over sticker, and there's no standout hazard to plan around.

Looking for renters insurance?

About $12/mo here — the one thing worth sorting before you sign.

Compare quotes

What Residents Say

The honest version — the good and the bad, straight from recent Google reviews of Encore Apartments.

Positive
“Highly recommended property! Location is a 10, renovated, clean, and great staff! I can’t say enough good things about our experience finding a new home in Pittsburgh at Encore Apartments! William Scheerbaum, the leasing agent, took us as a walk-in to tour the building. He couldn’t have been more…”
— A Costa, Google reviewer · a year ago
Positive
“I was super impressed with Encore apartments. The building and units were absolutely pristine and William has been wonderful to work with. He was able to work with our budget and show us different options within the building based on our needs, and the spaces are lovely. Top notch service and an ov…”
— Julie Boyle, Google reviewer · 6 months ago
Critical
“I know the building has made a lot of marketing efforts since the property management change, but as someone who lived here for over three years, I want to give an honest review from a long-term resident’s perspective. The building itself is nice, maintenance is generally prompt, and staff are pol…”
— David Ge, Google reviewer · 7 months ago
Critical
“Similar to the gentleman who left the most recent review, I lived at the Encore for 3 years and am providing my honest view. The views are beautiful and the units themselves are nice, but future residents should know what they are getting into. My rent has increased about 32% since 2022 while serv…”
— Shannen Cloherty, Google reviewer · 8 months ago
Positive
“READ ME. I love it here. So polished, well-kept, flawlessly organized, communicative, sparkling clean, secure, and staffed with unmatched service. Staff are like a little family. Property management here is absolutely excellent and there is no other way to put it. Since the beginning of my apartmen…”
— Jo, Google reviewer · 11 months ago

What reviews flag most

Mined from 5 recent reviews · 41 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.

Noise Common topic
Maintenance Issues Mentioned

100 7th St, Pittsburgh, PA 15222

Pittsburgh

Managed by Laurel Real Estate Services Built 2006 18 stories 151 units
3.8 /5 41 · Google
Apt. Finder
$2,220 – $4,350 /month sticker rent

What Encore Apartments Really Costs

The sticker rent isn't the whole number. Here's what Encore Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.

Real total each month $2,232 – $4,362
Base Rent $2,220 – $4,350
Est. Renters Insurance $12/mo

Renters insurance adds ~$12/mo to that total — compare quotes →

Fees Beyond Rent

The additional charges beyond base rent at Encore Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$150

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$225 / mo

Garage Attached

Our Residents are offered a discounted parking space in neig hboring Theater Square covered garage. The garage is attached to Encore by a convenient skybridge. Contact ALCO parking for more information.

Safety & Property Crime

For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Pittsburgh looks on the theft-related crimes that touch renters most.

These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.

Pittsburgh property crime

2,299

per 100K residents

▲ 46% vs U.S. avg

U.S. avg 1,578 / 100K

Breakdown per 100K residents

Burglary
219 / 200
Larceny / theft
1,761 / 1,172
Vehicle theft
318 / 206

U.S. average

The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car. Encore Apartments's on-site security (Package service, Controlled access, Property manager on site, Concierge, Video patrol, Doorman, Sprinklers, Covered parking) helps on the margin.

Source · FBI UCR · Pittsburgh · 2024-12 to 2025-11

On-Site Security

Package service Controlled access Property manager on site Concierge Video patrol Doorman Sprinklers Covered parking

Natural Hazards to Plan For

The natural-hazard picture for renters at this address is straightforward: flood risk is low and earthquake shaking isn't a meaningful concern, but Allegheny County sees real severe-weather activity — NOAA tallies roughly 80 severe weather events a year. The good news is that's exactly the kind of damage a standard renters policy is designed to handle. The section below walks through the local weather record.

Flood damage

FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.

Source · FEMA NFHL

FEMA Zone X (0.2% annual chance — 500-year floodplain) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Zones can change — verify at FEMA Flood Map Service

Earthquake shaking

USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.

Source · USGS NSHM

Low seismic hazard · ground motion 0.04g

Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under a standard renters policy regardless.

Ground motion at ~2% probability over 50 years — the building-code reference level

Severe weather you'd actually claim for

NOAA's records put Allegheny County squarely in severe-weather territory: roughly 80 severe-weather events a year on average over the past five years. Unlike flood and earthquake, this is the kind of damage a standard renters policy is built for — wind, hail, lightning, and storm-driven water from a damaged roof are all covered. The historical breakdown is below.

High-wind events ~80.2/yr
Hail events ~18.6/yr
Tornado events ~2.0/yr
Flood events ~27.2/yr

Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.

Source · NOAA Storm Events · 5-yr averages for Allegheny County

For an address like this one, severe weather is the realistic claim scenario, and a baseline renters policy handles wind, hail, and storm damage to your belongings without any add-on. No optional endorsement is worth pricing here.

Renters Insurance at Encore Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Encore Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2299/100K (46% above national average)

What You'll Likely Pay

$12

Est. monthly

$147

Est. annual

$11

With discounts/mo

$13

State avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Encore Apartments based on the rent level and building.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Pennsylvania

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Encore Apartments:

Carrier Monthly Annual
Lemonade $7/mo $89/yr
USAA $8/mo $100/yr
State Farm $11/mo $133/yr
Progressive $12/mo $144/yr
Safeco $12/mo $144/yr
Travelers $13/mo $155/yr
Allstate $14/mo $166/yr
Nationwide $14/mo $166/yr
Farmers $15/mo $177/yr
Liberty Mutual $17/mo $199/yr

Discounts You May Qualify For

Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

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About Encore Apartments

Phone: (412) 772-4052

From the property listing:

A unique collection of one- and two-bedroom luxury apartments for rent, Encore features the largest floor plans youll find in Pittsburgh. Each apartment home is finished with large windows and private balconies, and a community rooftop terrace offers jaw-dropping river, skyline and PNC Park views.Surround yourself with the energy the Cultural District. Increase ease with the convenience of living Downtown. Step out to a show, stroll to a museum, and meander to your next meal. Pet friendly, rich with amenities and perfectly located, Encore provides the ideal backdrop for your next act!

Frequently Asked Questions

Does Encore Apartments require renters insurance?
We didn't find a public insurance requirement for Encore Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Encore Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Encore Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at Encore Apartments?
Plan for $2,232 to $4,362/month all-in. That's base rent ($2,220 – $4,350), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Encore Apartments?
Property crime in Pittsburgh runs noticeably higher than the national average — 2,299 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 219/100K here. On the property itself, you'll find package service, controlled access, property manager on site, concierge — features that can qualify for premium discounts.
What floor plans does Encore Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $2,220 – $4,350. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Encore Apartments?
No. SafeButler is not affiliated with Encore Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Encore Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Encore Apartments directly. For lease, payment, or maintenance questions, contact the Encore Apartments leasing office.
What is SafeButler and how does it work for Encore Apartments renters?
SafeButler helps renters at Encore Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Encore Apartments in Pittsburgh, PA, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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