Renters Insurance at King Manor in Milwaukie Apartments
What Affects Your Premium Here
Every building is different. These factors specific to King Manor in Milwaukie Apartments can push your insurance cost up or down:
Older Building
Built in 1969 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1587/100K (near national average)
What You'll Likely Pay
$16
Est. Monthly
$198
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for King Manor in Milwaukie Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near King Manor in Milwaukie Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $98/yr |
| USAA | $9/mo | $111/yr |
| State Farm | $12/mo | $147/yr |
| Progressive | $13/mo | $160/yr |
| Safeco | $13/mo | $160/yr |
| Travelers | $14/mo | $172/yr |
| Allstate | $15/mo | $184/yr |
| Nationwide | $15/mo | $184/yr |
| Farmers | $16/mo | $197/yr |
| Liberty Mutual | $18/mo | $221/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Milwaukie.
Milwaukie property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Milwaukie track closely with national baselines. King Manor in Milwaukie Apartments also has on-site security features (Property manager on site, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Milwaukie (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
What residents talk about most
Security
A recurring concern in reviews
“Homeless people like to hang around at night.” — Google reviewer
Management
Consistently positive in reviews
“Very professional and courteous.” — Google reviewer
On-Site Security
Natural Hazards & Your Renters Coverage
Of the three big natural hazards a renter might worry about, only earthquake risk stands out at King Manor in Milwaukie Apartments. USGS classifies the surrounding area as high seismic hazard, which a typical renters policy specifically excludes. Flood risk is minimal here and severe-weather damage is already covered. The section below details what an earthquake endorsement actually buys.
Flood damage
FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.
FEMA Zone X (minimal flood hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Earthquake shaking
USGS classifies the ground here as high seismic hazard — at this rating, building codes assume designers planned for significant ground motion. The structure is the landlord's problem; damage to your possessions during a quake is yours alone, and a standard renters policy excludes it. An earthquake endorsement (typically $50–$150 a year for renters) closes that specific gap.
High seismic hazard · ground motion 0.54g
A renters earthquake endorsement covers personal property only and runs roughly $50–$150 a year — structural damage is the landlord's responsibility.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
NOAA's severe-weather record for Multnomah County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source: NOAA Storm Events Database, annual averages from the past five years for Multnomah County. Counts reflect reported events, not damage amounts.
Compared to a fully unprotected address, the gap above is well-defined and inexpensive to close. The value of the standard policy doesn't change — the optional add-on does.
7911 SE King Rd, Milwaukie, OR 97222
Southgate
Monthly Cost Breakdown at King Manor in Milwaukie Apartments
The listed rent isn't the whole number. Here's what King Manor in Milwaukie Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at King Manor in Milwaukie Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Water
Flat monthly fee paid at same time as rent. Price varies bet ween size of unit. Charged per unit.
Garbage
Flat monthly fee paid at same time as rent. Price varies bet ween size of unit. Charged per unit.
Sewer
Flat fee paid monthly at same time as rent. Price vari es between size of unit. Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Parking Fees
Surface Lot
overflow available
About King Manor in Milwaukie Apartments
From the property listing:
Welcome to King Manor in Milwaukie, where convenience meets comfort. Our townhomes offer a fenced back yard for your privacy, and a patio or balcony for you to enjoy the fresh air. Take advantage of the onsite laundry facilities for your convenience. With onsite management, any issues or concerns can be addressed promptly. Located close to shopping and public transit, King Manor is the perfect place to call home. Schedule a tour today and experience the ease of living at King Manor in Milwaukie.
Frequently Asked Questions
Does King Manor in Milwaukie Apartments require renters insurance?
How much is renters insurance at King Manor in Milwaukie Apartments?
What will I actually pay per month at King Manor in Milwaukie Apartments?
How safe is the area around King Manor in Milwaukie Apartments?
What floor plans does King Manor in Milwaukie Apartments offer?
Is SafeButler affiliated with King Manor in Milwaukie Apartments?
What is SafeButler and how does it work for King Manor in Milwaukie Apartments renters?
Real quotes · under a minute
Ready to lock down coverage at King Manor in Milwaukie Apartments?
I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.