1814 W Summit Ave. Apartment: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at 1814 W Summit Ave. Apartment in Westside San Antonio? With rent at $980 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1814 W Summit Ave., San Antonio, TX 78201

Westside San Antonio

$980 /month

Monthly Cost Breakdown at 1814 W Summit Ave. Apartment

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 1814 W Summit Ave. Apartment is higher than the sticker price. Here's the full picture.

Total Monthly Cost $994 – $994
Base Rent $980
Required Monthly Fees $0
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at 1814 W Summit Ave. Apartment

What Affects Your Premium Here

Every building is different. These factors specific to 1814 W Summit Ave. Apartment can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1814 W Summit Ave. Apartment based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1814 W Summit Ave. Apartment:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 1814 W Summit Ave. Apartment tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Security Deposit - Refundable

$980

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1814 W Summit Ave. Apartment.

On-Site Security

Perimeter fencing

Amenities

Community Features

Fenced Lot

Floor Plan Amenities

Cable Ready Microwave Oven Hardwood Floors Tile Floors

Pet Policy

Bringing a pet? Here's what 1814 W Summit Ave. Apartment allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About 1814 W Summit Ave. Apartment

Property Id: 767089 Available May 1 - Historic remoeled duplex unit in the Deco District near Woodlawn Lake. Unit is a one bedroom and one bathroom with dining area and living room. Hardwoods throughout, two mini splits keep home cool in the summer. Cute Kitchen got with new black and white back splash and soothing paint colors. Dedicated space for stacked washer /dryer hook-ups. Walking distance to Woodlawn Lake and shops on Fredericksburg. Off-street parking in back with a giant shared backyard. Small dogs are welcome.

Phone: (210) 726-4318

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

1310 Sutton Dr Rental

Westside San Antonio

$1,200 Ins: ~$14/mo

1400 North Apartments

Westside San Antonio

$695 - $749 Ins: ~$15/mo

202 Las Palmas Dr Rental

Westside San Antonio

$1,600 Ins: ~$14/mo

250 Senisa Dr Apartment

Westside San Antonio

$1,250 Ins: ~$14/mo

3127 War Arrow Dr Rental

Westside San Antonio

$245 Ins: ~$14/mo

4222 Woodmanor Dr Apartment

Westside San Antonio

$1,000 Ins: ~$14/mo

Frequently Asked Questions

Does 1814 W Summit Ave. Apartment require renters insurance?
We didn't find a public insurance requirement for 1814 W Summit Ave. Apartment, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1814 W Summit Ave. Apartment?
For this zip code and building type, expect to pay around $14/month ($168/year). 1814 W Summit Ave. Apartment has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 1814 W Summit Ave. Apartment?
Plan for $994 to $994/month all-in. That's base rent ($980), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1814 W Summit Ave. Apartment allow pets?
Yes, 1814 W Summit Ave. Apartment is pet-friendly. Here are the details: . Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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