Amber Hill Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Amber Hill Apartments in Northwest San Antonio? Rent here runs $665 - $1,525, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5335-5341 NW Loop 410, San Antonio, TX 78229

Northwest San Antonio

Built 1968 2 stories 241 units
4/5 ·2 reviews
$665 - $1,525 /month

Monthly Cost Breakdown at Amber Hill Apartments

The listed rent isn't the whole number. Here's what Amber Hill Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $693 – $1,553
Base Rent $665 – $1,525
Required Monthly Fees $12
Est. Renters Insurance $16/mo

Renters Insurance at Amber Hill Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Amber Hill Apartments can push your insurance cost up or down:

Older Building

Built in 1968 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Amber Hill Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Amber Hill Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Amber Hill Apartments.

On-Site Security

Package service Property manager on site Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Amber Hill Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Charge

$3 / mo

Application Fee Per Applicant

$55

Application Fee

$55

Pets Fees

One-Time Pet Fee

$300

Monthly Pet Fee

$40

Amenities

Special Features

BBQ/Picnic Area Celling Fans Garbage Disposal Patio / Balcony

Community Features

Laundry Facilities Maintenance on site Recycling Grill Picnic Area Pool Playground

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Fireplace Dishwasher Disposal Pantry Kitchen Oven Range Refrigerator Freezer Carpet Vinyl Flooring Walk-In Closets Window Coverings Balcony Patio Yard

Pet Policy

Bringing a pet? Here's what Amber Hill Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $40 Monthly Pet Rent
  • $300 Fee
  • 2 Pet Limit

About Amber Hill Apartments

Discover a home that inspires at Amber Hill, located at 5335 Northwest Loop 410, San Antonio, TX 78229. Our community provides a peaceful retreat featuring updated wood-style flooring and pristine paint finishes across our studio, one, two, and three-bedroom floor plans. We pride ourselves on maintaining a safe and clean sanctuary where residents can find true peace of mind. Beyond your front door, enjoy our fenced dog park, pristine on-site laundry facilities, and a welcoming picnic area. Our location keeps you connected to the South Texas Medical Center and the scenic trails of Denman Estate Park, ensuring your lifestyle is as convenient as it is elevated.

Year Built: 1968
Stories: 2
Total Units: 241
Phone: (210) 794-9861

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Amber Hill Apartments require renters insurance?
We didn't find a public insurance requirement for Amber Hill Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Amber Hill Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Amber Hill Apartments?
Plan for $693 to $1,553/month all-in. That's base rent ($665 - $1,525), plus $12/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Amber Hill Apartments allow pets?
Yes, Amber Hill Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $40 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Amber Hill Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $665 - $1,525. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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