San Antonio, TX

Antonian Apartments: Renters Insurance Guide & What It Actually Costs

Last updated May 10, 2026

Looking for the best renters insurance for Antonian Apartments in San Antonio? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Antonian Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Antonian Apartments can push your insurance cost up or down:

Older Building

Built in 1968 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Antonian Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Antonian Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Controlled access Gated Covered parking On site maintenance

Natural Hazards & Your Renters Coverage

At Antonian Apartments, none of the three big natural hazards a renter might worry about — flooding, earthquakes, severe weather — show up as meaningful concerns. A standard renters policy without endorsements covers the actual claim risks here. The agency-by-agency detail is below if you want to see it.

Earthquake shaking

USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.

Low seismic hazard · ground motion 0.02g

Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.

Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.

Severe weather you'd actually claim for

NOAA's severe-weather record for Bexar County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.

High-wind events ~10.0/yr
Hail events ~33.6/yr
Tornado events ~0.2/yr
Flood events ~18.2/yr

Source: NOAA Storm Events Database, annual averages from the past five years for Bexar County. Counts reflect reported events, not damage amounts.

The natural-hazard picture is favorable enough that a baseline renters policy is the right end-state for most renters here. No upgrade required.

3939 Fredericksburg Rd, San Antonio, TX 78201

Westside San Antonio

Built 1968 2 stories 225 units
3.6/5 ·45 reviews Google
3/5 ·3 reviews Apt. Finder
$865 – $1,144 /month

Monthly Cost Breakdown at Antonian Apartments

The listed rent isn't the whole number. Here's what Antonian Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $881 – $1,160
Base Rent $865 – $1,144
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Antonian Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$35

Pets Fees

One-Time Pet Fee

$150

Pet Deposit

$150

Monthly Pet Fee

N/A / mo

Pet Policy

Bringing a pet? Here's what Antonian Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$150 Deposit
$150 Fee
20 lb Weight Limit
2 Pet Limit

About Antonian Apartments

Year Built: 1968
Stories: 2 stories
Units: 225
Phone: (210) 940-0697

From the property listing:

Located on the Northwest side of San Antonio, The Antonian's spaciously designed floorplans provide wall-to-wall comfortable living. Efficiencies, one and two bedroom apartments are available for rent. Our homes include ceiling fans, walk-in closets, frost free refrigerator, private patio/balcony and much more. Convenience is covered with our five clothes care centers, controlled access gates, 3 swimming pools, fitness center & clubroom. With The Antonian you are close to everything! Call one of our leasing agents today!

Frequently Asked Questions

Does Antonian Apartments require renters insurance?
We didn't find a public insurance requirement for Antonian Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Antonian Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Antonian Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Antonian Apartments?
Plan for $881 to $1,160/month all-in. That's base rent ($865 – $1,144), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Antonian Apartments allow pets?
Yes, Antonian Apartments is pet-friendly. Here are the details: Dogs Allowed. $150 Deposit. $150 Fee. 20 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Antonian Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $865 – $1,144. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Antonian Apartments?
No. SafeButler is not affiliated with Antonian Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Antonian Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Antonian Apartments directly. For lease, payment, or maintenance questions, contact the Antonian Apartments leasing office.
What is SafeButler and how does it work for Antonian Apartments renters?
SafeButler helps renters at Antonian Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Antonian Apartments in San Antonio, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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