Renters Insurance at Ascend on Potranco Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Ascend on Potranco Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ascend on Potranco Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Ascend on Potranco Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.
On-Site Security
14690 Potranco Rd, San Antonio, TX 78253
Far West San Antonio
Monthly Cost Breakdown at Ascend on Potranco Apartments
The listed rent isn't the whole number. Here's what Ascend on Potranco Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Ascend on Potranco Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Stormwater/Drainage Admin Fee
Amount to manage drainage billing.
Trash Services - Doorstep
Amount for doorstep trash removal from rental home.
Pest Control Services
Amount for pest control services.
Internet Services
Amount for internet services provided by community.
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resident's provider of choice.
Trash Services - Hauling
Amount for shared trash/waste services.
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services
Utility - Stormwater/Drainage
Usage-Based (Utilities).Amount for provision of storm water services.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market.
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.
Security Deposit Alternative
Amount for alternate program in lieu of paying a traditionalsecurity deposit.
Pets Fees
Pet Fee
Amount to facilitate authorized pet move-in.
Pet Rent
Monthly amount for authorized pet.
Pet Management - Third Party
Amount for authorized pet registration and screening services.
Parking Fees
Parking Fee
Amount for garage parking space/services. May be subject to availability.
Parking Fee
Amount for covered parking space/services. May be subject to availability.
Addons Fees
Access Device - Additional
Amount to obtain additional access device(s) for community; additional fob, additional key. May be subject to availability.
Situational Fees
Positive Credit Reporting Services
Amount to send positive payment history to credit reporting agency(ies); per person.
Renters Liability Only - Non-Compliance
Amount for not maintaining required Renters Liability Policy
Trash Container - Replacement
Amount to replace trash/waste container.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.
Returned Payment Fee (NSF)
Amount for returned payment.
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.
Access/Lock Change Fee
Amount to change or reprogram access to rental home.
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within community.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; excludes rent and other charges.
Reletting Fee
Marketing fee related to early lease termination; excludes rent and other charges.
Late Fee
Amount for paying after rent due date; per terms of lease.
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.
Lease Violation
Amount for violation of community policies and/or per lease terms.
Late Move-Out Fee
Amount for moving out later (holdover) than scheduled; excludes rent and other charges.
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations.
Liquidated Damages
Amount for not satisfying the application and/or lease terms
Pet Policy
Bringing a pet? Here's what Ascend on Potranco Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Ascend on Potranco Apartments
From the property listing:
At Ascend on Potranco in San Antonio, TX, our new 1-3 bedroom casitas come in both single-story and double-story options — giving you the comfort of a private home with the perks of community living. Enjoy a variety of community amenities designed to elevate your lifestyle, from lounging by the resort-style pool and gathering in the sleek clubhouse to playing a round of pickleball or firing up the barbecue grills. Your pets will love it here too, with a dedicated dog park to keep them active and happy.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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