Aspire at Tampico Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Aspire at Tampico Apartments in Downtown San Antonio? Rent here runs $557 - $1,673, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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218 Tampico St, San Antonio, TX 78207

Downtown San Antonio

Built 2022 4 stories 200 units
4/5
$557 - $1,673 /month

Monthly Cost Breakdown at Aspire at Tampico Apartments

The listed rent isn't the whole number. Here's what Aspire at Tampico Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $646 – $1,762
Base Rent $557 – $1,673
Required Monthly Fees $77
Est. Renters Insurance $12/mo

Renters Insurance at Aspire at Tampico Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Aspire at Tampico Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aspire at Tampico Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aspire at Tampico Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Fees Beyond Rent

These are the additional charges beyond base rent at Aspire at Tampico Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Monthly trash services fee.

$18 / mo

Pest Control

Pest prevention and treatment service fee.

$5 / mo

Non-refundable Administrative Fee

One-time processing fee for administrative costs.

$125

Application Fee Per Applicant

$50

Credit Check Fee

Fee for processing screening (per applicant)

$50

Administrative Fee

Refundable deposit for damages or lease obligations.

$125

Security Deposit

Refundable deposit for damages or lease obligations.

Varies

Situational Fees

MTM Flat Fee

Fee for month-to-month tenancy

$250 / mo

NSF Tenant Fee

Returned or declined payment fee.

$75 / occurence

Late Fee

Late payment fee.

10% of base rent / occurence

Amenities

Special Features

BILT Rewards

Pet Policy

Bringing a pet? Here's what Aspire at Tampico Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About Aspire at Tampico Apartments

At Aspire at Tampico, our studio, one, and two bedroom homes are crafted for comfort, style, and everyday ease. Located in the vibrant core of Downtown San Antonio, youll find yourself steps from top dining, local shops, and popular destinations like Southtown and the Riverwalk. Experience the energy of the city with convenience at every turn. Here, you get the lifestyle you want and the location you love.

Year Built: 2022
Stories: 4
Total Units: 200
Phone: (210) 405-4295

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Aspire at Tampico Apartments require renters insurance?
We didn't find a public insurance requirement for Aspire at Tampico Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aspire at Tampico Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Aspire at Tampico Apartments?
Plan for $646 to $1,762/month all-in. That's base rent ($557 - $1,673), plus $77/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Aspire at Tampico Apartments allow pets?
Yes, Aspire at Tampico Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Aspire at Tampico Apartments offer?
There are 60 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $557 - $1,673. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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