Broadstone Colonnade Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Broadstone Colonnade Apartments in Northwest San Antonio? Rent here runs $975 – $2,045, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4330 Spectrum One, San Antonio, TX 78230

Northwest San Antonio

Built 2005 3 stories 282 units
4/5 ·60 reviews Apt. Finder
$975 – $2,045 /month

Monthly Cost Breakdown at Broadstone Colonnade Apartments

The listed rent isn't the whole number. Here's what Broadstone Colonnade Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $989 – $2,059
Base Rent $975 – $2,045
Est. Renters Insurance $14/mo

Renters Insurance at Broadstone Colonnade Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Broadstone Colonnade Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Broadstone Colonnade Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Broadstone Colonnade Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Controlled access Gated Package lockers On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Broadstone Colonnade Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Non-refundable Administrative Fee

One-time processing fee for administrative costs.

$150

Application Fee Per Applicant

$50

Credit Check Fee

Fee for processing screening (per applicant)

$50

Administrative Fee

Refundable deposit for damages or lease obligations.

$49

Deposit

Refundable deposit for damages or lease obligations.

Varies

Situational Fees

MTM Flat Fee

Fee for month-to-month tenancy

$300 / mo

NSF Tenant Fee

Returned or declined payment fee.

$50 / occurence

Late Fee

Late payment fee.

10% of base rent / occurence

Early Termination Fee

Fee to terminate lease early.

200% of base rent / occurence

Amenities

Special Features

Balcony or patio Cyber lounge On-site maintenance and management teams Outdoor dining area with BBQ grills Outdoor fireplace Outdoor kitchen Package lockers Pet-friendly community with dog park Washer/dryer or washer/dryer hookup

Community Features

Laundry Facilities Maintenance on site Clubhouse Lounge Storage Space Grill Fitness Center Pool Basketball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Ceiling Fans Fireplace Dishwasher Disposal Stainless Steel Appliances Kitchen Microwave Range Refrigerator Dining Room Walk-In Closets Balcony

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Broadstone Colonnade Apartments.

Grocery

  • H-E-B 4.5
  • Sprouts Farmers Market 4.5
  • Trader Joe’s 4.7

Pharmacy

  • H-E-B Pharmacy 3.6
  • Walgreens Pharmacy 3.9
  • Walgreens Pharmacy 4.9

Hospital

  • Emergency Department - University Health University Hospital 2.0
  • University Health University Hospital 3.0
  • CHRISTUS Santa Rosa Hospital - Westover Hills - Emergency Room 4.1

Gym

  • Gold's Gym San Antonio Fiesta Trails 3.5
  • Fitness Connection 4.8
  • Gold's Gym San Antonio Medical Center 3.8

Restaurant

  • Selda Mediterranean Kitchen & Bar - San Antonio, TX 4.9
  • Nukura Hibachi 5.0
  • Picanha na Brasa 4.9

Park

  • Orsinger Park 4.6
  • Broadstone Colonnade 3.5
  • Denman Estate Park 4.6

Bank

  • Bank of America (with Drive-thru ATM) 2.6
  • Broadstone Colonnade 3.5
  • Firstmark Credit Union 4.6

Gas

  • H-E-B Fuel 4.5
  • QuikTrip 4.3
  • Shell 3.5

Pet Policy

Bringing a pet? Here's what Broadstone Colonnade Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About Broadstone Colonnade Apartments

At Broadstone Colonnade, youll find one, two, and three-bedroom homes designed with spacious layouts and modern features that make everyday life feel effortless. Enjoy comfortable interior details and flexible living spaces that suit your personal style.

Year Built: 2005
Stories: 3
Total Units: 282
Phone: (726) 900-4765

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

13810 Hunters Hawk Rental

Northwest San Antonio

$2,410 Ins: ~$14/mo

14102 N Hills Village Dr Rental

Northwest San Antonio

$400 Ins: ~$14/mo

3607 Rock Creek Run Rental

Northwest San Antonio

$320 Ins: ~$14/mo

6106 Vance Jackson Rd Condo

Northwest San Antonio

$2,450 Ins: ~$14/mo

8407 Deer Haven Dr Rental

Northwest San Antonio

$255 Ins: ~$14/mo

Addison Medical Center Apartments

Northwest San Antonio

$1,145 - $1,899 Ins: ~$12/mo

Frequently Asked Questions

Does Broadstone Colonnade Apartments require renters insurance?
We didn't find a public insurance requirement for Broadstone Colonnade Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Broadstone Colonnade Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Broadstone Colonnade Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Broadstone Colonnade Apartments?
Plan for $989 to $2,059/month all-in. That's base rent ($975 – $2,045), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Broadstone Colonnade Apartments allow pets?
Yes, Broadstone Colonnade Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Broadstone Colonnade Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $975 – $2,045. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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