Renters Insurance at Cabrillo Apartments
We found a few insurance details on Cabrillo Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Cabrillo Apartments can push your insurance cost up or down:
Older Building
Built in 1983 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cabrillo Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Cabrillo Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
13658 O'Connor Rd, San Antonio, TX 78233
Northeast San Antonio
Monthly Cost Breakdown at Cabrillo Apartments
The listed rent isn't the whole number. Here's what Cabrillo Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Cabrillo Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Administrative Fee
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Cabrillo Apartments.
Hospital
- Baptist Neighborhood Hospital at Thousand Oaks 3.3
- Mission Trail Baptist Hospital: Emergency Room 2.8
- Northeast Baptist Hospital 3.1
Gym
- Gold's Gym San Antonio Live Oak 3.8
- ALIO Fitness Club 5.0
- The Cabrillo 3.9
Park
- The Cabrillo 3.9
- Comanche Lookout Park 4.7
- Friesenhahn Park 4.4
Bank
- Bank of America Financial Center 2.5
- The Cabrillo 3.9
- Bank of America ATM (Drive-thru) 2.8
Pet Policy
Bringing a pet? Here's what Cabrillo Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Cabrillo Apartments
From the property listing:
We're Open for Tours and New Residents. Call or stop by today. O'Connor Oaks Apartments are located in the heart of the north side in a quiet, relaxing San Antonio apartment neighborhood. Our location has easy access to Loops 1604, 410 and IH-35. Woodstone Elementary is within walking distance and Wood Middle School and Madison High School are both less than a mile away. We are less than 15 minutes away from Randolph AFB and Fort Sam Houston. Great restaurant choices and convenient shopping are all nearby.
Frequently Asked Questions
Does Cabrillo Apartments require renters insurance?
How much is renters insurance at Cabrillo Apartments?
What will I actually pay per month at Cabrillo Apartments?
Does Cabrillo Apartments allow pets?
What floor plans does Cabrillo Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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