Costa Biscaya Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Costa Biscaya Apartments in Northeast San Antonio? Rent here runs $1,062 – $1,507, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5100 Eisenhauer Rd, San Antonio, TX 78218

Northeast San Antonio

Built 2005 2 stories 250 units
4/5 ·3 reviews Apt. Finder
$1,062 – $1,507 /month

Monthly Cost Breakdown at Costa Biscaya Apartments

The listed rent isn't the whole number. Here's what Costa Biscaya Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,076 – $1,521
Base Rent $1,062 – $1,507
Est. Renters Insurance $14/mo

Renters Insurance at Costa Biscaya Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Costa Biscaya Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Costa Biscaya Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Costa Biscaya Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Controlled access Property manager on site Gated Covered parking Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Costa Biscaya Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Cost

Application Cost

$16.15

HOUSEHOLD FEE

HOUSEHOLD FEE Waitlist

$5.5

Pets Fees

Pet Fee - One Time Only (Non-Refundable)

Pet Fee - One Time Only (Non-Refundable)

$150

Pet Deposit Received

Pet Deposit

$300

Pet Rent

Pet Rent

$15 / mo

Parking Fees

Parking Fee

Garages - Parking

$100 / mo

Garages - Parking

Garages - Parking

$100 / mo

Addons Fees

Charges For Cleaning Needed

Cleaning - Enter Cleaning Damage Description Here

$25

Damage Charges

Damage Charges - Enter Damage Description Here

$25

Extra Keys Or Lock Changes

Extra Keys Or Lock Changes - Enter Description Her

$25

Trash Out

Trash Out - Enter Damage Description Here

$25

Situational Fees

Blind - Damages / Repair / Replace

Blind - Enter damage description here

$25

Carpet - Damages / Repair / Replace

Carpet - Enter Carpet Damage Description Here

$25

Amenities

Community Features

Maintenance on site Key Fob Entry Wheelchair Accessible Business Center Clubhouse Walk-Up Fenced Lot Courtyard Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring Dining Room High Ceilings Built-In Bookshelves Crown Molding Walk-In Closets Linen Closet Window Coverings Wet Bar Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Costa Biscaya Apartments.

Pharmacy

  • Walmart Pharmacy 3.7
  • H-E-B Pharmacy 4.3
  • Walgreens Pharmacy 4.2

Hospital

  • Methodist ER Converse 3.9
  • The Emergency Clinic Alamo Heights 4.9
  • Methodist Hospital Metropolitan Emergency Room 4.0

Gym

  • Crunch Fitness - San Antonio Windcrest 4.0
  • Crunch Fitness - San Antonio Woodlake 3.6
  • Gold's Gym San Antonio Alamo Heights 3.8

Restaurant

  • PINSTACK 3.8
  • Crepeccino Café & Crêperie 4.9
  • Chilito Lindo 4.5

Park

  • Ripley's Believe It or Not! 4.4
  • Costa Biscaya 3.8
  • Pletz County Park 4.6

Gas

  • Shell 3.0
  • Chevron 3.0

Pet Policy

Bringing a pet? Here's what Costa Biscaya Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $15 Monthly Pet Rent
  • $150 Fee
  • 2 Pet Limit

About Costa Biscaya Apartments

Its prime location ensures you are just minutes away from local shopping, dining, entertainment options, major highways, and public transportation. Whether commuting to work or exploring the city, you'll find everything you need conveniently close to home. Enjoy the comfort and convenience of living in a thriving community. Costa Biscaya apartments in San Antonio, TX, goes beyond being a mere set of apartments; it's a thriving community that grows and evolves daily. Our philosophy revolves around nurturing a robust sense of belonging among our residents. With a dedicated and approachable staff, we strive to assist with any questions or concerns, making your time here stress-free and enjoyable. At Costa Biscaya, we prioritize creating a welcoming environment for everyone, offering amenities such as a shimmering swimming pool, a business center, and a clubhouse to enhance your living experience.

Year Built: 2005
Stories: 2
Total Units: 250
Phone: (210) 741-9527

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Costa Biscaya Apartments require renters insurance?
We didn't find a public insurance requirement for Costa Biscaya Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Costa Biscaya Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Costa Biscaya Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Costa Biscaya Apartments?
Plan for $1,076 to $1,521/month all-in. That's base rent ($1,062 – $1,507), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Costa Biscaya Apartments allow pets?
Yes, Costa Biscaya Apartments is pet-friendly. Here are the details: Dogs Allowed. $15 Monthly Pet Rent. $150 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Costa Biscaya Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,062 – $1,507. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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