Estates at Canyon Ridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Estates at Canyon Ridge Apartments in North San Antonio? Rent here runs $1,166 - $1,985, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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20614 Stone Oak Pky, San Antonio, TX 78258

North San Antonio

Built 2007 2 stories 270 units
5/5 ·5 reviews
$1,166 - $1,985 /month

Monthly Cost Breakdown at Estates at Canyon Ridge Apartments

The listed rent isn't the whole number. Here's what Estates at Canyon Ridge Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,180 – $1,999
Base Rent $1,166 – $1,985
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at Estates at Canyon Ridge Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Estates at Canyon Ridge Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Estates at Canyon Ridge Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Estates at Canyon Ridge Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Estates at Canyon Ridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$65

Administrative Fee

$50

Pets Fees

Monthly Pet Fee

$40 / mo

One-Time Pet Fee

$400 - $800

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Estates at Canyon Ridge Apartments.

1%

San Antonio overall is safer than only 1% of U.S. cities

This reflects San Antonio as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Estates at Canyon Ridge Apartments has on-site security features (Controlled access) that insurers recognize with premium discounts.

On-Site Security

Controlled access

Amenities

Special Features

Oval garden tub Upgraded Unit Cascading resort-style pool Controlled access gate Pool view Premier Stone Oak Neighborhood Washer and Dryer 9 ft ceilings 2 inch custom blinds Classic Interior Computer/study alcoves New Wood Vinyl Flooring Throughout Renovated Three-Bedroom Wi-Fi cyber cafe Renovated One-Bedroom Within walking distance to stone oak park Garage Vinyl 2 New Paint Scheme Renovated Two-Bedroom Stainless appliances

Community Features

Walk-Up Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

Wi-Fi Air Conditioning Hardwood Floors

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Estates at Canyon Ridge Apartments.

Grocery

  • H-E-B plus! 4.7
  • Market @ Stone Oak 4.5
  • Stone Ridge Market 4.6

Pharmacy

  • Stone Oak Pharmacy 4.6
  • CVS Pharmacy 4.2
  • Walgreens Pharmacy 3.6

Hospital

  • Methodist Hospital Stone Oak Emergency Room 3.9
  • Методист Хоспитал Стон Ок 4.2
  • Baptist Neighborhood Hospital at Overlook 2.7

Gym

  • Iron Fit Circuit Training 4.8
  • Anytime Fitness 4.4
  • Planet Fitness 4.4

Restaurant

  • Stone Terrace Gastropub 4.5
  • Curry Boys BBQ 4.8
  • Pür & Simple 4.7

Park

  • Cub Cave 5.0

Bank

  • Chase Bank 3.0
  • Bank of America ATM 1.0
  • Bank of America (with Drive-thru ATM) 2.6

Pet Policy

Bringing a pet? Here's what Estates at Canyon Ridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $40 Monthly Pet Rent
  • $400-$800 Fee
  • 2 Pet Limit

About Estates at Canyon Ridge Apartments

Tranquil and sophisticated, The Estates at Canyon Ridge offers you the opportunity to live in exclusive luxury apartments in San Antonio. With a staff dedicated to a superior resident experience, you'll love living in the Stone Oak neighborhood. Residents benefit from swift access to local commuter roads while enjoying a quiet atmosphere that's perfect for individuals, families, and couples looking for a lifestyle upgrade. The Estates at Canyon Ridge are an amazing place to call home in North Central San Antonio.? This is more than just a place to call your own. With upscale one, two, and three-bedroom apartment homes, versatile floor plans, the finest quality finishes, and clean, contemporary design. The Estates at Canyon Ridge provides you with the lifestyle you have always deserved. Located in the highly coveted 78258 zip code, our community is a haven of comfort, luxury, and convenience. Enjoy being minutes from hike and bike trails, amazing restaurants, and popular entertainment spots. Step outside and take in the beautiful hill country from our community. Life at The Estates at Canyon Ridge is designed for you.

Year Built: 2007
Stories: 2
Total Units: 270
Phone: (210) 871-9762

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

1223 Cresswell Cove Rental

North San Antonio

$2,310 Ins: ~$14/mo

1619 Spice Spg Rental

North San Antonio

$2,390 Ins: ~$14/mo

20107 Silver Strm Rental

North San Antonio

$2,400 Ins: ~$14/mo

2206 Stallion Run Rental

North San Antonio

$2,000 Ins: ~$14/mo

22234 Goldcrest Run Rental

North San Antonio

$2,095 Ins: ~$14/mo

23007 Airedale Ln Rental

North San Antonio

$3,070 Ins: ~$14/mo

Frequently Asked Questions

Does Estates at Canyon Ridge Apartments require renters insurance?
We didn't find a public insurance requirement for Estates at Canyon Ridge Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Estates at Canyon Ridge Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Estates at Canyon Ridge Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Estates at Canyon Ridge Apartments?
Plan for $1,180 to $1,999/month all-in. That's base rent ($1,166 - $1,985), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Estates at Canyon Ridge Apartments allow pets?
Yes, Estates at Canyon Ridge Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $40 Monthly Pet Rent. $400-$800 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Estates at Canyon Ridge Apartments offer?
There are 14 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,166 - $1,985. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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