Estraya Westover Hills Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Estraya Westover Hills Apartments in Far West San Antonio? Rent here runs $1,029 – $1,985, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1626 N Ellison Dr, San Antonio, TX 78251

Far West San Antonio

Managed by Kushner Companies Built 2018 3 stories 278 units
4/5 ·57 reviews Apt. Finder
$1,029 – $1,985 /month

Monthly Cost Breakdown at Estraya Westover Hills Apartments

The listed rent isn't the whole number. Here's what Estraya Westover Hills Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,042 – $1,998
Base Rent $1,029 – $1,985
Est. Renters Insurance $13/mo

Renters Insurance at Estraya Westover Hills Apartments

According to Estraya Westover Hills Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.

Your lease at Estraya Westover Hills Apartments expects

These specifics on your renters policy

Your lease may add more — but these are the details Estraya Westover Hills Apartments publishes publicly. Treat them as the floor, not the ceiling.

Interested party Add Estraya Westover Hills Apartments to your policy as an interested party

The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.

What Affects Your Premium Here

Every building is different. These factors specific to Estraya Westover Hills Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Estraya Westover Hills Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Estraya Westover Hills Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Concierge Doorman Package lockers Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Estraya Westover Hills Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Reservation/Holding Fee

$350

Pets Fees

Cat Deposit

$350

Dog Deposit

$350

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Amenities

Special Features

24-Hour Fitness Center with On Demand Fitness 2-in wood style blinds Bark Park Bicycle Storage Brand New Layouts Cabana With Grill Stations Cabanas W/BBQ Grills Close Distance to Sea World Clubroom with Billiards Concierge Service Convenient Access to Dining & Shopping Exquisite Kitchen & Bath Fixtures Garage parking available * Generous Closets Gourmet Kitchens High End Finishes Indoor/outdoor lounge In-Home Washer/Dryer* Large kitchen pantries Luxer Package Lockers Modern Kitchens Online Rental Payments On-Site Maintenance Outdoor balcony/patio storage * Outdoor Fire Pit Oversized patios Oversized Soaking Tubs* Pet Friendly. See Pet Rules. Pet Park & Washing Station Premium Wood Style Flooring Private Patio/Balcony Resident Cafe Resort-Style Pool with Tanning Ledge & Waterfall

Community Features

Maintenance on site Lounge Walk-Up Cabana Grill Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Granite Countertops Stainless Steel Appliances Pantry Kitchen Office Walk-In Closets Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Estraya Westover Hills Apartments.

Grocery

  • Sprouts Farmers Market 4.6
  • H-E-B plus! 4.5
  • Walmart Neighborhood Market 4.3

Pharmacy

  • Texas Best Pharmacy 4.7
  • 15RX Pharmacy-2 4.7
  • Walgreens Pharmacy 3.8

Hospital

  • CHRISTUS Santa Rosa Hospital - Westover Hills - Emergency Room 4.1
  • Престидж Эмердженси Рум | Потранко 4.9
  • Больница Кристуса Санта-Роза - Вестовер-Хиллз 3.2

Restaurant

  • The Jerk Shack 4.3
  • Mattenga’s Pizzeria MILITARY DR. (near SeaWorld) 4.5
  • Babe's Old Fashioned Food 4.2

Park

  • Парк 4.5
  • Парк Херитедж Дак Понд 4.4
  • Парк Катедрал Рок 4.7

Bank

  • Bank of America ATM 2.3
  • Bank of America (with Drive-thru ATM) 3.3
  • Bank of America ATM (Drive-thru) 3.2

Gas

  • QuikTrip 4.5
  • Valero 4.2
  • Circle K 3.2

Pet Policy

Bringing a pet? Here's what Estraya Westover Hills Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

About Estraya Westover Hills Apartments

Appointments Encouraged. Walk-Ins Welcome! We are ready to help you find your new home.Call now to connect with a Team Member and schedule a tour in-person or virtually!

Year Built: 2018
Stories: 3
Total Units: 278
Management: Kushner Companies
Phone: (833) 691-5223

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Estraya Westover Hills Apartments require renters insurance?
We found specific coverage details on Estraya Westover Hills Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Estraya Westover Hills Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Estraya Westover Hills Apartments?
Plan for $1,042 to $1,998/month all-in. That's base rent ($1,029 – $1,985), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Estraya Westover Hills Apartments allow pets?
Yes, Estraya Westover Hills Apartments is pet-friendly. Here are the details: Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Estraya Westover Hills Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,029 – $1,985. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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