Fountainhead Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Fountainhead Apartments in Northwest San Antonio? Rent here runs $698 - $1,161, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4400 Horizon Hill Blvd, San Antonio, TX 78229

Northwest San Antonio

Built 1985 2 stories 688 units
4/5 ·194 reviews
$698 - $1,161 /month

Monthly Cost Breakdown at Fountainhead Apartments

The listed rent isn't the whole number. Here's what Fountainhead Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $721 – $1,184
Base Rent $698 – $1,161
Required Monthly Fees $8
Est. Renters Insurance $15/mo

Renters Insurance at Fountainhead Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Fountainhead Apartments can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Fountainhead Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Fountainhead Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Fountainhead Apartments.

1%

San Antonio overall is safer than only 1% of U.S. cities

This reflects San Antonio as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Fountainhead Apartments has on-site security features (Controlled access, Property manager on site, Gated, On site maintenance) that insurers recognize with premium discounts.

On-Site Security

Controlled access Property manager on site Gated On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Fountainhead Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Stormwater/Drainage

Amount for provision of storm water services.

$1.38 / mo

Pest Control Services

Amount for pest control services.

$2 / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resi... Read Moredent's provider of choice. Read Less

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Read Less

Varies

Administrative Fee

Amount to facilitate move-in process for a resident.

$100

Application Fee

Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Read Less

$75

Access Device Deposit (Refundable)

Amount to obtain an access device for the community; fob, ke... Read Morey, remote. Refunds processed per lease terms. Read Less

$25

Access Device

Amount to obtain an access device for community; fobs, keys,... Read More remotes, access passes. Read Less

$25

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to b... Read Moree held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Read Less

Varies

Pets Fees

Pet Fee

Amount to facilitate authorized pet move-in.

$175

Pet Deposit (Refundable)

Amount for pet living in rental home. May be assessed per pe... Read Moret or per rental home, based on lease requirements. Refunds processed per lease terms. Read Less

$250

Pet Rent

Monthly amount for authorized pet.

$15 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening service... Read Mores. Read Less

$25 / yr

Addons Fees

Access Device - Additional

Amount to obtain additional access device(s) for community; ... Read Moreadditional fob, additional key. May be subject to availability. Read Less

$25 / occurence

Situational Fees

Security Deposit Alternative

Amount for alternate program in lieu of paying a traditional... Read More security deposit. Read Less

$87.5 - $131.25

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within c... Read Moreommunity. Read Less

$250 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home.

$35 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Read Less

$50 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Read Less

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Read Less

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Lease Violation

Amount for violation of community policies and/or per lease ... Read Moreterms. Read Less

Varies

Lease Violation - Extermination Services

Amount for violation of pest-related community policies.

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Resident Change Fee

Amount to process a change in leaseholder during lease term.

Varies

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transfe... Read Morerred to resident responsibility any time during occupancy. Read Less

Varies

Amenities

Special Features

•Family And Student Friendly •Fitness Center 24 Hour Maintenance 3 Hot Tubs 5 Newly Renovated Resort-Style Swimming 5 Resort Style Pools Air Conditioning All Electric Kitchen BBQ And Picnic Areas Beautiful Community Views with Large Oak Trees Ceiling Fans in Bedrooms Close to Parks and Schools Convenient Location Corporate Suites Available Fireplace* Free Washer/Dryer Furnished Apartments Available Granite Countertops* Limited Access Gates Lush Landscaping Pet Friendly Private Patio or Balcony* Short Term Lease Spacious Closets Stackable Washer And Dryer In Every Hom Stackable Washer and Dryer in Every Home Stainless-Steel Appliances* Tile Entryway WiFi Available in Common Areas

Community Features

24 Hour Access Furnished Units Available Recycling Corporate Suites Walk-Up Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Air Conditioning Ceiling Fans Fireplace Dishwasher Granite Countertops Stainless Steel Appliances Kitchen Refrigerator Furnished Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Fountainhead Apartments.

Grocery

  • Sprouts Farmers Market 4.5
  • Des Pardes (International Market) and restaurant 4.7
  • H-E-B 4.5

Pharmacy

  • Champs Pharmacy 4.1
  • Nvision Pharmacy 4.9
  • MedPlus Pharmacy 4.4

Hospital

  • Больница Эмердженси Департмент - Юниверсити Хелт Юниверсити 2.0
  • Больница Методист 4.3
  • Больница Юниверсити Хелт Юниверсити 3.0

Gym

  • Gold's Gym San Antonio Medical Center 3.8
  • Gold's Gym San Antonio Babcock 4.2
  • Planet Fitness 4.2

Restaurant

  • Kahramana Mediterranean Grill 4.7
  • Jasmin Thai Restaurant 4.6
  • Restaurante mexicano 5.0

Park

  • Парк Денман Эстейт 4.6
  • Парк Вудлон Лейк 4.6
  • Парк Орсингер 4.6

Bank

  • Greater Texas Credit Union 4.7
  • Firstmark Credit Union 4.6
  • Фаунтинхед Апартментс 3.2

Gas

  • Shell 3.2
  • Exxon 4.1
  • Shell 2.6

Pet Policy

Bringing a pet? Here's what Fountainhead Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • 3 Pet Limit

About Fountainhead Apartments

Twinkle Lights and Cozy Nights! Receive up to $750 off! BONUS: Waived app & admin fee!* *restrictions apply/select units

Year Built: 1985
Stories: 2
Total Units: 688
Phone: (210) 963-5898

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Fountainhead Apartments require renters insurance?
We didn't find a public insurance requirement for Fountainhead Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Fountainhead Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Fountainhead Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Fountainhead Apartments?
Plan for $721 to $1,184/month all-in. That's base rent ($698 - $1,161), plus $8/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Fountainhead Apartments allow pets?
Yes, Fountainhead Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. 3 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Fountainhead Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $698 - $1,161. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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