Freestone Ladera Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Freestone Ladera Apartments in Far West San Antonio? Rent here runs $1,039 – $1,994, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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14360 W Grosenbacher Rd, San Antonio, TX 78245

Far West San Antonio

Built 2025 3 stories 288 units
Apt. Finder
$1,039 – $1,994 /month

Monthly Cost Breakdown at Freestone Ladera Apartments

The listed rent isn't the whole number. Here's what Freestone Ladera Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,052 – $2,007
Base Rent $1,039 – $1,994
Est. Renters Insurance $13/mo

Renters Insurance at Freestone Ladera Apartments

We found a few insurance details on Freestone Ladera Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Freestone Ladera Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Freestone Ladera Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Freestone Ladera Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Fees Beyond Rent

These are the additional charges beyond base rent at Freestone Ladera Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Security Deposit varies based on credit and rental history. 1 bed: $300 | 2 bed: $450 | 3 bed: $550

$70

Administrative Fee

Security Deposit varies based on credit and rental history. 1 bed: $300 | 2 bed: $450 | 3 bed: $550

$175

Security Deposit - Non-Refundable

Security Deposit varies based on credit and rental history. 1 bed: $300 | 2 bed: $450 | 3 bed: $550

$300

Amenities

Special Features

First Floor Hill Country View Pool view YARD - LARGE YARD - SMALL

Community Features

Lounge Fitness Center Pool

Floor Plan Amenities

Range

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Freestone Ladera Apartments.

Grocery

  • H-E-B 4.6
  • Stevens Ranch Shopping Center 4.7
  • Walmart Supercenter 4.0

Gym

  • Anytime Fitness 4.0
  • Gold's Gym San Antonio Legacy Trails 4.0
  • LA Fitness 4.1

Restaurant

  • Slim Chickens 4.8
  • EZ's Brick Oven 4.6
  • El Buen Paladar 4.5

Park

  • Freestone Ladera 4.8
  • O. P. Schnabel Park 4.7
  • Heritage Duck Pond Park 4.4

Bank

  • Bank of America ATM (Drive-thru) 3.0
  • Bank of America ATM 2.3
  • Bank of America ATM (Drive-thru) 3.2

Gas

  • Circle K | Gas Station
  • Food And Fuel Express 4.3
  • Costco Gas Station 4.6

Pet Policy

Bringing a pet? Here's what Freestone Ladera Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Freestone Ladera Apartments

Year Built: 2025
Stories: 3 stories
Units: 288
Phone: (210) 978-0760

From the property listing:

Nestled in one of the most sought-after of locations, Freestone Ladera offers a living experience defined by breathtaking views and unmatched amenities, inside and out. Whether you’re overlooking our scenic landscapes or relaxing at one of our shaded pergolas, the view from your new home are nothing short of extraordinary. Beyond your front door, our community boasts a range of amenities that are sure to impress.

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Freestone Ladera Apartments require renters insurance?
We found specific coverage details on Freestone Ladera Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Freestone Ladera Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Freestone Ladera Apartments?
Plan for $1,052 to $2,007/month all-in. That's base rent ($1,039 – $1,994), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Freestone Ladera Apartments allow pets?
Pet policies at Freestone Ladera Apartments are handled on a case-by-case basis — contact the leasing office for details.
What floor plans does Freestone Ladera Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,039 – $1,994. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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