Furnished Studio-San Antonio - Colonnade Apartment: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Furnished Studio-San Antonio - Colonnade Apartment in Northwest San Antonio? Rent here runs From $1,917, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4331 Spectrum 1, San Antonio, TX 78230

Northwest San Antonio

From $1,917 /month

Monthly Cost Breakdown at Furnished Studio-San Antonio - Colonnade Apartment

The listed rent isn't the whole number. Here's what Furnished Studio-San Antonio - Colonnade Apartment actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,931
Base Rent $1,917
Est. Renters Insurance $14/mo

Renters Insurance at Furnished Studio-San Antonio - Colonnade Apartment

What Affects Your Premium Here

Every building is different. These factors specific to Furnished Studio-San Antonio - Colonnade Apartment can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Furnished Studio-San Antonio - Colonnade Apartment based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Furnished Studio-San Antonio - Colonnade Apartment:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Doorman

Amenities

Special Features

Breakfast/Coffee Concierge Clean, modern lighting Dining and cooking utensils provided Flat Screen TVs Free Local Calls Iron Kitchen Updated bathrooms Upgraded bedding with extra pillows VoiceMail Workspace

Community Features

Laundry Facilities

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Furnished Studio-San Antonio - Colonnade Apartment.

Grocery

  • H-E-B 4.5
  • Sprouts Farmers Market 4.5
  • H-E-B 4.5

Pharmacy

  • Walgreens Pharmacy 3.9
  • Walgreens Pharmacy 4.9
  • H-E-B Pharmacy 3.6

Hospital

  • Emergency Department - University Health University Hospital 2.0
  • University Health University Hospital 3.0
  • Methodist Hospital 4.3

Gym

  • Crunch Fitness - SA Colonnade 4.0
  • Gold's Gym San Antonio Fiesta Trails 3.5

Restaurant

  • Selda Mediterranean Kitchen & Bar - San Antonio, TX 4.9
  • Nukura Hibachi 5.0
  • First Watch 4.4

Gas

  • H-E-B Fuel 4.5
  • QuikTrip 4.3
  • Chevron 4.1

About Furnished Studio-San Antonio - Colonnade Apartment

Phone: (855) 893-4901

From the property listing:

Enjoy a fully furnished studio suite in our hotel at an affordable rate with free wi-fi, free utilities and free premium cable. Each studio suite has a full kitchen with full-size refrigerator, stovetop and microwave, and has a flexible workspace and plenty of storage. All our hotels are pet-friendly and have on-site guest laundry available. Plus, there are no long-term commitments and you can adjust your length of stay to meet your individual needs, subject to applicable property and/or local restrictions. Additional fees may apply. Booking restrictions and taxes apply.

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Furnished Studio-San Antonio - Colonnade Apartment require renters insurance?
We didn't find a public insurance requirement for Furnished Studio-San Antonio - Colonnade Apartment, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Furnished Studio-San Antonio - Colonnade Apartment?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Furnished Studio-San Antonio - Colonnade Apartment?
Plan for about $1,931/month all-in. That's base rent (From $1,917), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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