8801 Cinnamon Creek Dr, San Antonio, TX 78240
Northwest San Antonio
Monthly Cost Breakdown at Hearthstone Apartments
The listed rent isn't the whole number. Here's what Hearthstone Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Hearthstone Apartments
According to Hearthstone Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.
Your lease at Hearthstone Apartments expects
These specifics on your renters policy
Your lease may add more — but these are the details Hearthstone Apartments publishes publicly. Treat them as the floor, not the ceiling.
The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.
What Affects Your Premium Here
Every building is different. These factors specific to Hearthstone Apartments can push your insurance cost up or down:
Older Building
Built in 1982 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Hearthstone Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Hearthstone Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Hearthstone Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Administrative Fee
Pets Fees
Pet Deposit
Monthly Pet Fee
One-Time Pet Fee
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Hearthstone Apartments.
Grocery
- Great Clips 4.0
- Smile Land Family Dental 4.8
- Twin Liquors 4.1
Pharmacy
- Alamo Specialty Pharmacy @ Huebner 4.8
- CVS Pharmacy 3.8
- Nvision Pharmacy 4.9
Hospital
- Emergency Department - University Health University Hospital 2.0
- University Health University Hospital 3.0
- Hôpital Méthodiste 4.3
Restaurant
- Hoka Hoka Fuku Huebner 5.0
- Mare E Monte Italian Restaurant (San Antonio) 4.9
- Hai 4.9
Park
- Denman Estate Park 4.6
- Orsinger Park 4.6
- Woodlawn Lake Park 4.6
Bank
- Firstmark Credit Union 4.6
- Hearthstone Apartments 3.7
- Frost Motor Bank 4.5
Gas
- Shell 3.6
- QuikTrip 4.3
- Exxon 3.9
Pet Policy
Bringing a pet? Here's what Hearthstone Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Dogs Allowed
- $200 Deposit
- $15 Monthly Pet Rent
- $200 Fee
- 100 lb Weight Limit
- 2 Pet Limit
About Hearthstone Apartments
Welcome to Hearthstone Apartments, a pet-friendly community in San Antonio, Texas, offering stylish one and two-bedroom floor plans. Our location is ideal, with top schools like McDermott Elementary School, Rawlinson Middle School, and Clark High School nearby. Stay active with fitness and well-being options such as Leon Creek Parkway and O.P. Schnabel Park just around the corner. For shopping, you’ll find Ingram Park Mall and The Shops at La Cantera only a short drive away. Plus, the South Texas San Antonio Medical Center ensures quality healthcare is always close. Enjoy easy access to the San Antonio Riverwalk and Alamo Plaza for endless entertainment and dining options. Come home to Hearthstone Apartments, where convenience meets comfort.
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.
13810 Hunters Hawk Rental
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14102 N Hills Village Dr Rental
Northwest San Antonio
3607 Rock Creek Run Rental
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6106 Vance Jackson Rd Condo
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8407 Deer Haven Dr Rental
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Addison Medical Center Apartments
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Frequently Asked Questions
Does Hearthstone Apartments require renters insurance?
How much is renters insurance at Hearthstone Apartments?
What will I actually pay per month at Hearthstone Apartments?
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What floor plans does Hearthstone Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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